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-my ins. battle

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Hi ,

I am in Texas. I appreciate your support but the truth is that I

have a self funded insurance through my husband's employer and the

individual state insurance commisioners have no authority over any

self funded plans. They are only governed by ERISA (federal)

guidelines. I learned all about this little game when fighting for

pre-authorization so I know that it is up to me and my husband's

employer's HR rep to hold them to their written agreement to cover

this surgery. I know they can't get out of this but I wish they had

not chosen this route of stalling and making me fight for something I

already won once lol

Sheila

> Are you in Georgia? If so, the state insurance commissioner is

pretty heavy

> handed with the insurance companies. You may want to contact his

office for

> assistance, even if you are not in Georgia since Dr. is in

Georgia.

>

> You may also want to contact the insurance commissioner in your

state as well.

>

>

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