a question about insurance

[Guest guest]

Hi, well we got more bad news...again. My mom got a registered letter today

from blue cross and blue shield, they have canceled her policy. She took it

out in October of last year and paid for a year. It was effective on Dec 1 and

her cancer was diagnosed on Nov 28th. Now she is without any coverage. She

owns her house, she has some money for retirement so she doesn't qualify for

help from the state. This is going to ruin her financially and we don't have a

clue what to do now. Anyone have any ideas? I seriously doubt she can find

any company that will cover her now.

[Guest guest]

my mom is 59. she recieves disability. I know what you mean. Its like they

kick you while your down. It sucks.

[Guest guest]

How old is your mom. She must be on social security? I am 62 and just went on

disabiliy. I had been told if I got on disability they would cover the time

between when my cobra runs out when I am in the 63+ age until I hit 65 and be

eligible for Medicare.

All I can say is fight like the dickens; I am like you mom have my own home and

retirement monies. You would think we didn't have enough to worry about.

Karima

a question about insurance

Hi, well we got more bad news...again. My mom got a registered letter today

from blue cross and blue shield, they have canceled her policy. She took it

out in October of last year and paid for a year. It was effective on Dec 1

and

her cancer was diagnosed on Nov 28th. Now she is without any coverage. She

owns her house, she has some money for retirement so she doesn't qualify for

help from the state. This is going to ruin her financially and we don't have

a

clue what to do now. Anyone have any ideas? I seriously doubt she can find

any company that will cover her now.

[Guest guest]

The first thing to do is to call the Patient Advocacy Foundation and see what

they say. There main focus is insurance issues. Find out if there is some

loop hole that might keep BC/BS from dumping her.

Then go to their website and look through their State Financial Resources

listings and contact everyone on the list for your state that might even

remotely be a possible source.

Lastly contact the pharmaceutical companies that make the drugs she needs and

get on their patient assistance programs.

Priscilla A. Savary

Executive Director

Colorectal Cancer Network

PO Box 182, Kensington MD 20895

psavary@...

www.colorectal-cancer.net

_________

Like to help CCNetwork? Go shopping!

That's right, go head and buy something for yourself -- a new CD, the latest

bestseller, essentials like toothpaste or vitamins, even a computer. But first

join www.iGive.com/CCNetwork . Every time you shop at one of the over 500

name-brand stores in the Mall at iGive.com, we'll receive a donation of up to

26% of each purchase you make, at no cost to you.

Remember, donating to CCNetwork won't cost you a thing. But we'll miss out on a

lot of extra dough, if you don't join. So visit www.iGive.com/CCNetwork now.

Membership is free and your privacy is guaranteed.

Click here to join: http://www.iGive.com/CCNetwork

a question about insurance

Hi, well we got more bad news...again. My mom got a registered letter today

from blue cross and blue shield, they have canceled her policy. She took it

out in October of last year and paid for a year. It was effective on Dec 1

and

her cancer was diagnosed on Nov 28th. Now she is without any coverage. She

owns her house, she has some money for retirement so she doesn't qualify for

help from the state. This is going to ruin her financially and we don't have

a

clue what to do now. Anyone have any ideas? I seriously doubt she can find

any company that will cover her now.

[Guest guest]

When My hubby turned 65 we went to civilian hospital and White in

Temple, Texas. Anyway medicare covered pretty much everything in the

month's time he was in hospital, and I had an AARP supplemental

insurance too. The total bill was well over $10,000 and most was

covered. I think I might have paid $500 and in the end got a few dollars

back. A few claims were denied because they filed them too late.

Hospice delivered mattress pad, O2 machine, tubing etc and put in claim

almost a year later for over $1,000. worth of merch and or service. Well

they never serviced anything... So I think Lord was watching out for me

as I was so clueless back then. LOL>.. Jolene

Barbara Gari wrote:

> How old is your mom. She must be on social security? I am 62 and

> just went on disabiliy. I had been told if I got on disability they

> would cover the time between when my cobra runs out when I am in the

> 63+ age until I hit 65 and be eligible for Medicare.

>

> All I can say is fight like the dickens; I am like you mom have my own

> home and retirement monies. You would think we didn't have enough to

> worry about.

>

> Karima

> a question about insurance

>

>

> Hi, well we got more bad news...again. My mom got a registered

> letter today

> from blue cross and blue shield, they have canceled her policy. She

> took it

> out in October of last year and paid for a year. It was effective

> on Dec 1 and

> her cancer was diagnosed on Nov 28th. Now she is without any

> coverage. She

> owns her house, she has some money for retirement so she doesn't

> qualify for

> help from the state. This is going to ruin her financially and we

> don't have a

> clue what to do now. Anyone have any ideas? I seriously doubt she

> can find

> any company that will cover her now.

>

>

>

>