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Both our contents and buildings insurance have recently come up for

renewal. They are with different companies.

The buildings premium quoted was over £140, so I asked for a quote

from the contents people - they said £65 to add it on to the existing

policy. Wow - £75 cheaper. It seemed too good to be true, but the

cover was very similar, so I took it out.

I obviously didn't bother phoning to renew the buildings with the

current insurer, so I was a bit gob-smacked to receive a letter saying

" thank you for renewing " and " we have debited your credit card " .

It turns out that the renewal letter (which I hadn't read start to

finish) said, " to renew, you do not need to do anything " ... What a

swizz - they'd covered me without me confirming it. I got straight on

the phone ready for a battle, but the lady was very nice, cancelled

the policy there and then refunded the premium. It's obviously a ploy

to get business, but at least they weren't difficult, when I didn't

actually read their letter properly.

Todman

Treasurer, Stansted Branch (R5)

Mum to , 3½

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