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Sue: COBRA

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Dear Sue,

One other possibility for insurance in most parts of New York State and if

you're self-employed is by joining a small business group, Support Services

Alliance, for $15 a year. Unfortunately the minimum yearly income requirement is

$25,000/year. Last I checked they were offering a point of service contract for

around $400/mo/individual. I don't know what the policy is on preexisting

conditions, though.

(I got an HMO through this group and when the HMO no longer wanted to work with

SSA, for some reason they were obliged to keep covering me, so I was lucky.)

SSA's website is www.ssainfo.com

Good luck,

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