Re: Pre-existing condition clauses?

[Guest guest]

> What is the process of asking insurance agencies about a pre-existing

> condition and coverage for it? Also; if they take one member of the

family

> with that condition, will they need to take the entire family? Aren't

there

> certain states that don¹t allow pre-existing conditions regardless of the

> company?

Check your state law first. States vary greatly on how to handle

pre-existing conditions. For example, in Washington, you can't be denied

coverage if you had it previously with another insurance company. Even if

you had no insurance, the pre-existing condition is guaranteed to be covered

after a 90-day waiting period.

Next, find out what kind of plan is being offered and request all the policy

information so you can read it thoroughly. You can also check the insurance

company's website or call them to ask questions.

-Barb

[Guest guest]

Thanks again Barbara. The more I read the less likely I can see being

covered.

On 6/17/04 1:40 PM, " ceda " ceda > wrote:

>

> Subject: Re: Pre-existing condition clauses?

>

>> What is the process of asking insurance agencies about a pre-existing

>> condition and coverage for it? Also; if they take one member of the

> family

>> with that condition, will they need to take the entire family? Aren't

> there

>> certain states that don¹t allow pre-existing conditions regardless of the

>> company?

>

> Check your state law first. States vary greatly on how to handle

> pre-existing conditions. For example, in Washington, you can't be denied

> coverage if you had it previously with another insurance company. Even if

> you had no insurance, the pre-existing condition is guaranteed to be covered

> after a 90-day waiting period.

>

> Next, find out what kind of plan is being offered and request all the policy

> information so you can read it thoroughly. You can also check the insurance

> company's website or call them to ask questions.

>

> -Barb

[Guest guest]

Thanks again Barbara. The more I read the less likely I can see being

covered.

On 6/17/04 1:40 PM, " ceda " ceda > wrote:

>

> Subject: Re: Pre-existing condition clauses?

>

>> What is the process of asking insurance agencies about a pre-existing

>> condition and coverage for it? Also; if they take one member of the

> family

>> with that condition, will they need to take the entire family? Aren't

> there

>> certain states that don¹t allow pre-existing conditions regardless of the

>> company?

>

> Check your state law first. States vary greatly on how to handle

> pre-existing conditions. For example, in Washington, you can't be denied

> coverage if you had it previously with another insurance company. Even if

> you had no insurance, the pre-existing condition is guaranteed to be covered

> after a 90-day waiting period.

>

> Next, find out what kind of plan is being offered and request all the policy

> information so you can read it thoroughly. You can also check the insurance

> company's website or call them to ask questions.

>

> -Barb