Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Angie, OOOOOOO I am not sure, It doesn't say anything about Morbid obesity but pre existing? Did you hear from debi?? Margie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Angie, OOOOOOO I am not sure, It doesn't say anything about Morbid obesity but pre existing? Did you hear from debi?? Margie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Angie, Do you already have the ins. or will it be a new policy, annnnnnnd if it is new then do you have to wait 3 months??? PLEASEEEEEEE keep me posted!!! marge SC Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Let us know Angie. Will be anxious to hear about that one!! Will keep my fingers, toes and eyes crossed!!!! Everything is crossed. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Let us know Angie. Will be anxious to hear about that one!! Will keep my fingers, toes and eyes crossed!!!! Everything is crossed. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Let us know Angie. Will be anxious to hear about that one!! Will keep my fingers, toes and eyes crossed!!!! Everything is crossed. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 , Is this an individual policy? If it is usually we will be excluded because of our weight. My girlfriend just had her policy revoked (I believe she told me it was State Farm) because they found out how much she weighed through some PCP records they requested on the removal of a cyst. In order for you to get by this you need to enroll under an unmbrella group in which the insurance co. is required to take anybody in the group. Alot of us up here are in a group maybe under a chamber of commerce or a small business association. In order for you to do this you need to have a small business of some sort, even if it is a home business. Then they cannot deny the coverage. Check into it very carfully before you enroll in an individual policy. just an FYI > I just rec' an policy packet from State Farm (where we have our auto ins) and as far as I can see there is no mention of weight loss or weight loss surgery mentioned in the exclusions. I am getting ready to call my agent and see exactly what their policy will not cover just to be sure. Has anyone ever used State Farm Health Ins and been approved or denied? Please let me know soon, I will be calling in about 45 minutes when she returns from lunch. > > Wish me luck please!!!!! > > Angie in Ms > 5'3 " 240 BMI is 42 > Dr. Rutledge http://clos.net > Found list 5/22 > Insurance...still waiting > Sent packet ? > Approved ? > Surgery ? > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 , Is this an individual policy? If it is usually we will be excluded because of our weight. My girlfriend just had her policy revoked (I believe she told me it was State Farm) because they found out how much she weighed through some PCP records they requested on the removal of a cyst. In order for you to get by this you need to enroll under an unmbrella group in which the insurance co. is required to take anybody in the group. Alot of us up here are in a group maybe under a chamber of commerce or a small business association. In order for you to do this you need to have a small business of some sort, even if it is a home business. Then they cannot deny the coverage. Check into it very carfully before you enroll in an individual policy. just an FYI > I just rec' an policy packet from State Farm (where we have our auto ins) and as far as I can see there is no mention of weight loss or weight loss surgery mentioned in the exclusions. I am getting ready to call my agent and see exactly what their policy will not cover just to be sure. Has anyone ever used State Farm Health Ins and been approved or denied? Please let me know soon, I will be calling in about 45 minutes when she returns from lunch. > > Wish me luck please!!!!! > > Angie in Ms > 5'3 " 240 BMI is 42 > Dr. Rutledge http://clos.net > Found list 5/22 > Insurance...still waiting > Sent packet ? > Approved ? > Surgery ? > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 I just rec' an policy packet from State Farm (where we have our auto ins) and as far as I can see there is no mention of weight loss or weight loss surgery mentioned in the exclusions. I am getting ready to call my agent and see exactly what their policy will not cover just to be sure. Has anyone ever used State Farm Health Ins and been approved or denied? Please let me know soon, I will be calling in about 45 minutes when she returns from lunch. Wish me luck please!!!!! Angie in Ms 5'3 " 240 BMI is 42 Dr. Rutledge http://clos.net Found list 5/22 Insurance...still waiting Sent packet ? Approved ? Surgery ? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Hi Margie, The only thing I see is 1. Cosmetic surgery , unless caused by injury or by a congenital anomaly in a newborn child who is a covered person at time of birth and 2. Any sickness or injury for which symptoms existed or medical advice or treatment was recommended or received within a five year period preceding the coverage effective date unless fully disclosed on the application and not excluded by endorsement. Well.......what do y'all think?? Angie Angie, Let me know what State Farm says! I have called them and asked for a health policy information booklet and they never sent it. I would love to know what they say? will you ask them if it is covered?? keep me posted1 thanks xoxoxo Margie SC ------------------------------------------------------------------------------ ------------------------------------------------------------------------------ This message is from the Mini-Gastric Bypass Mailing List at Onelist.com Please visit our web site at http://clos.net Get the Patient Manual at http://clos.net/get_patient_manual.htm Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Hi Margie, The only thing I see is 1. Cosmetic surgery , unless caused by injury or by a congenital anomaly in a newborn child who is a covered person at time of birth and 2. Any sickness or injury for which symptoms existed or medical advice or treatment was recommended or received within a five year period preceding the coverage effective date unless fully disclosed on the application and not excluded by endorsement. Well.......what do y'all think?? Angie Angie, Let me know what State Farm says! I have called them and asked for a health policy information booklet and they never sent it. I would love to know what they say? will you ask them if it is covered?? keep me posted1 thanks xoxoxo Margie SC ------------------------------------------------------------------------------ ------------------------------------------------------------------------------ This message is from the Mini-Gastric Bypass Mailing List at Onelist.com Please visit our web site at http://clos.net Get the Patient Manual at http://clos.net/get_patient_manual.htm Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Hi Margie, The only thing I see is 1. Cosmetic surgery , unless caused by injury or by a congenital anomaly in a newborn child who is a covered person at time of birth and 2. Any sickness or injury for which symptoms existed or medical advice or treatment was recommended or received within a five year period preceding the coverage effective date unless fully disclosed on the application and not excluded by endorsement. Well.......what do y'all think?? Angie Angie, Let me know what State Farm says! I have called them and asked for a health policy information booklet and they never sent it. I would love to know what they say? will you ask them if it is covered?? keep me posted1 thanks xoxoxo Margie SC ------------------------------------------------------------------------------ ------------------------------------------------------------------------------ This message is from the Mini-Gastric Bypass Mailing List at Onelist.com Please visit our web site at http://clos.net Get the Patient Manual at http://clos.net/get_patient_manual.htm Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Ok, I'm going to call State Farm and see about exclusions....everyone wish me luck. Angie in Ms 5'3 " 240 BMI is 42 Dr. Rutledge http://clos.net Found list 5/22 Insurance...still waiting Sent packet ? Approved ? Surgery ? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Ok, I'm going to call State Farm and see about exclusions....everyone wish me luck. Angie in Ms 5'3 " 240 BMI is 42 Dr. Rutledge http://clos.net Found list 5/22 Insurance...still waiting Sent packet ? Approved ? Surgery ? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Ok, I'm going to call State Farm and see about exclusions....everyone wish me luck. Angie in Ms 5'3 " 240 BMI is 42 Dr. Rutledge http://clos.net Found list 5/22 Insurance...still waiting Sent packet ? Approved ? Surgery ? Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Not yet. I'm still waiting Angie (who is jumping up and down shouting this is it..... this is it) Angie, OOOOOOO I am not sure, It doesn't say anything about Morbid obesity but pre existing? Did you hear from debi?? Margie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Not yet. I'm still waiting Angie (who is jumping up and down shouting this is it..... this is it) Angie, OOOOOOO I am not sure, It doesn't say anything about Morbid obesity but pre existing? Did you hear from debi?? Margie Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 14, 2000 Report Share Posted June 14, 2000 Not yet. I'm still waiting Angie (who is jumping up and down shouting this is it..... this is it) Angie, OOOOOOO I am not sure, It doesn't say anything about Morbid obesity but pre existing? Did you hear from debi?? Margie Quote Link to comment Share on other sites More sharing options...
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