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Hi,

Tomorrow afternoon I go for my final appeal at MAMSI Life and Health

Insurance Company. I have been denied because of exclusion of

contract, not due to medical necessity and from what I understand,

these are very seldom overturned. I spoke with a man in the NC

office for the ADA and he said that as long as they had never paid

for anyone to have weight loss surgery, then it would not be

considered discrimination as the courts have upheld denials like this

before. You can't make an insurance company cover something.

However, he did say that if they have paid for weight loss surgery

before, then I would have a stronger case. If ANYBODY has overturned

a denial because of exclusion of contract, PLEASE e-mail em before

tomorrow at 2p. Any help and suggestions would be very welcome as

well as some prayers at 4 pm. Thanks in advance!

Carol

Raleigh, NC

MGB hopeful since March 2000

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