Guest guest Posted June 2, 2000 Report Share Posted June 2, 2000 --- You are doing so well. I bet you feel like you are on top of the world? In MiniGastricBypass (AT) e, " " wrote: > > Find out what doctors they approve. Get their average time in > surgery for the procedure (usually 4-8 HOURS), their surgical fee, > the > anaesthesia fee, and the average hospital stay and hospital bill. > > Then show them how much less expensive it is and how much less time > (1/2 hour in surgery and 1.5 days in hospital) you spend in the > hospital and recovering, with the laparascopic version. Just the 1/2 > hour for surgery alone cuts the surgical bill, anaesthesia bill, and > hospital Operating room bill to less than 1/5 of what the open > procedure costs. > > Insurance is about money. Show them how their decision will cost > them > *more* money and how the laparscopic MGB will cost them *less.* > > You might also pay a lawyer $25 to write a letter to them with these > facts and stating that since their decision appears to be > nonsensical, > arbitrary and capricious, they have breached their fiduciary duties > under ERISA and that you intend to pursue your full rememdies under > law against them if this is not remedied immediately. > > > > > > 47, 5'4 " , 249 lbs. > Surg. date: May 18, 2000 > Current wt. (2 weeks, 1 day): 234 (that's a pound a day!) > No complications, no problems, nada. > > > > > It took a month and numerous sends to get Cigna to acknowledge my > > request for pre-approval. It took only eight days to get a letter > > back stating: > > > > " We have determined that although a gastric bypass may be > > indicated, the laproscopic approach is not considered to be > essential > > for the necessary care and treatment of an illness or injury, and > > therefore is not a covered expense. " > > > > I plan to appeal, but would like thoughts on my approach. It > appears > > to me that they are not denying me Gastric Bypass, they just don't > > want me to have it laproscopicly. Any ideas? Thoughts? > > > > Ann > > Wanting to cross to the other side... Quote Link to comment Share on other sites More sharing options...
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