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For all of those who are fighting with CIGNA I thought you would like

to hear their denial letter, from my appeal, that it has taken over a

month for them to send to me.

" We are acknowledging your request for a pre-estimate of benefits

under the above plan for services recommended for you.

Based on the information submitted, the plan currently would provide

no benefits for treatment of obesity as no other underlying medical

condition is documented. Therefore it is excluded under your policy

language.

Any claim submitted is subject to all provisions of the plan.

Including eligibility requirements, and benefit amounts, if any, will

be determined on the basis of the facts existing when services are

performed. "

Now does this make any since to anyone? They received a 40 page

appeal letter showing all the co-morbid conditions and all other

information, where can they not read the underlying conditions.

250 lbs overweight, Reflux, Hiatal Hernia, Herniated disk, Sleep

Apnea, PCOS, hip and feet pain. I could go on and on... this does

not make any since to me. The thing is I can't get anyone to send me

a copy of my policy book and that is one thing Walter Lindstrom needs

to do anything. Any suggestions??? HELP!!!!!!!!!!!!

I feel for all of you that have to go through this with CIGNA because

it is uncalled for.

My prayers are with you all!!!

Love Ya

{{{HUGS}}}

Karla Ikerd

MGB Hopeful

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