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I need advice and maybe a shoulder or two to cry on. I just received my second

denial from my insurance company today. I feel like someone has kicked me in

the stomach. I had a good cry and still feel very emotional about the whole

thing. The crazy part of it all is that they approved me for weight loss

surgery but for open RNY. I am in an HMO and they cannot justify me going out

of network even though I sent them a 90 page appeal on the reasons why I should

go out of network. Also, I have Freestate which is the same health insurance

Darlene has. She was approved in a month and is having her surgery Friday. I

told the insurance company this and they said they couldn't reveal the

circumstances behind that. The circumstances are the exact same. Please - does

anyone have any advice on what to do next. I am broken hearted!

Sharons43excelonline.com

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