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Insurance ?????????????

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Is there anyone out there that has BCBS of Arkansas ? My request has been in for

over a week and I got a letter requesting some more info, like how long I have

been " morbidly " obese and what was the date and weight I became so. Is this a

good sign or are they blowing.

I have always been military and do not understand a lot of insurance lingo. I

know I have PPO and that DrR is in Network and so is Durham Regional, is this a

good thing for me? Another thing that I am not sure of is my handbook says they

cover Gastric Bypass for 50% up to $4000, but then it tells me in another place

that anything/anybody in network is 80% for total.If my insurance only pays 50%

or 80% whichever, do I have to pay the remaining 50 or 30% up front? I know I

sound like a total idiot, but this whole insurance thing is going to cause me to

have a nervous breakdown.

For the first time in more than 20 years I have hope of saving and reclaiming my

life, and I hate that there is a group of people who do not know me or anything

about what my life has been like, going to make a life or death decision for me.

From what I read from each of you this surgery is turning a lot of you into

insurance experts.

If anyone has had or is having dealings with BCBS of Arkansas, please get in

touch and let me know your experience.

Desperately Seeking The Other Side

Gwen in Georgia

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iWon.com http://www.iwon.com why wouldn't you?

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