Has anyone had to file their own claim?

[Guest guest]

Ok, I have called every OS in my insurance but only one will take my

insurance to do ortho surgery because United Healthcare will not pay

for it. They are almost impossible to pay up. So, the OS said I

would have to file my own claim and have my insurance reimburse me.

Has anyone else had this problem? I didn't make an appointment

because I don't want to end up paying for it myself. I called the

Kentucky Board of Maxillofacial Surgeons and she said that I should

probably call the Kentucky insurance commissioner and tell them my

dilemma. Anyone else having trouble with insurance? Needing Ortho

surgery sooooooo bad! Thanks, LeAnn

[Guest guest]

Lots of folks have lots of trouble with insurance, alas. And some

cannot get coverage. (Some folks use a mortgage or second mortgage to

pay the bill; others have found some financial relief at dental

schools, which often have reduced bills. And some docs even cut a

bargain, either for payment in advance, or when they know the patient

has an insurance problem.

Mercifully, I didn't have a problem. I have heard that the same

company, in an adjacent state, wants to pay only about 1/5 of what my

surgeon charges, and he told me, " I just can't do it for that. "

Sorry not to have more encouraging news.

Cammie

> Ok, I have called every OS in my insurance but only one will take

my

> insurance to do ortho surgery because United Healthcare will not

pay

> for it. They are almost impossible to pay up. So, the OS said I

> would have to file my own claim and have my insurance reimburse

me.

> Has anyone else had this problem? I didn't make an appointment

> because I don't want to end up paying for it myself. I called the

> Kentucky Board of Maxillofacial Surgeons and she said that I should

> probably call the Kentucky insurance commissioner and tell them my

> dilemma. Anyone else having trouble with insurance? Needing Ortho

> surgery sooooooo bad! Thanks, LeAnn