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Need ammunition...all post-ops who have received BCBS approval in past year

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Hi, guys,

Well I'm pre-op once more; had a bit of a scare from my pre-admission x-rays, had to postpone surgery (26th), but now scheduled for Friday, the 13th. I know, I know, but I'm hoping it will be lucky for me.The problem is, my insurance changes over to BCBS this Sunday. The consultant who negotiated the changeover for my Bd. of Ed. has assured me that the new contract is "as good or better" than the former with Cigna and that Cigna's approval will be honored by BCBS. I'll believe it when I see it! What I want is ammunition: all the approvals from BCBS's throughout the country (but especially anyone who might have Horizon BCBS in NJ). If anyone wouldn't mind giving me your name, insurance co. and date of surgery, and any other information I could use, I'd appreciate it. I'm not asking for pre-ops to respond; I'm afraid of calling attention to you and precipitating a rescinding of your approval.

Thanks for any help you can afford and swing those chickens for me!

Marcia

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Marcia,

I would highly advise that you keep your Cigna until your surgery is

over, even if that means paying your own premium. You can convert

your old policy to an individual one. You get 60 days to do this.

Don't trust the board of eduction unless they will put in writing

that they will pay for the surgerey out of the general fund if you

don't get coverage. What does good or better mean. Maybee it has a

lower office copay or something like that. This may be good for

routine visits for the kiddies, not for what you want.

Hull

> Hi, guys,

> Well I'm pre-op once more; had a bit of a scare from my pre-

admission

> x-rays, had to postpone surgery (26th), but now scheduled for

Friday, the

> 13th. I know, I know, but I'm hoping it will be lucky for me.The

problem is,

> my insurance changes over to BCBS this Sunday. The consultant who

negotiated

> the changeover for my Bd. of Ed. has assured me that the new

contract is " as

> good or better " than the former with Cigna and that Cigna's

approval will be

> honored by BCBS. I'll believe it when I see it! What I want is

ammunition:

> all the approvals from BCBS's throughout the country (but

especially anyone

> who might have Horizon BCBS in NJ). If anyone wouldn't mind giving

me your

> name, insurance co. and date of surgery, and any other information

I could

> use, I'd appreciate it. I'm not asking for pre-ops to respond; I'm

afraid of

> calling attention to you and precipitating a rescinding of your

approval.

> Thanks for any help you can afford and swing those chickens for me!

> Marcia

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I had my DS in late April and so far my insurance is covering

everything. I have BCBS FEP (Federal Employee Program), so basically I

am covered by whichever BCBS is in the state that I'm in. In my case,

BCBS of GA is handling the surgery, since that is where my Dr. was, even

though I'm in Florida.

Good luck, I'm pulling for you!!!

--

Claudine Raymo

jovilea@...

DS 4-23-01

Starting weight: 338 (4-22-01)

Pounds lost: 45 (6-22-01)

Total inches lost: 28.25 (6-16-01)

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