Insurance problems still BC/BS Mississippi

[Guest guest]

I've sorta been out of the loop recently and haven't even felt like

going to the local support group meetings because I've been denied 3

times and have tried to talk to BC/BS about me purchasing an insurance

rider to help cover the surgery and was told that the policy was the

policy and that they don't offer any kind of riders on their

insurance, so basically I'm up shit creek. I've been so depressed that

my doctor has had to change my anti-depressant to a much stronger one,

and I'm getting more depressed as each day passes. And my husband

agrees that I need the surgery, but how am I gonna pay for it is all

he can say, which is no help whatsoever. I've been tested for sleep

apnea and have found out that I have severe obstructive sleep apnea

and have to sleep with a Bi-Pap machine nightly.

Does anyone have any good ideas or suggestions for me? At this point

I'm willing to even change jobs, but I'm having severe back problems

at this stage and physical therapy worked for a couple of weeks but

now I'm at the point where I have to wear electrodes on my back almost

daily to control the pain. I can't stand for longer than a few minutes

at a time, and can hardle manage to even go to Wal-Mart anymore.

My husband has Type II diabetes as well, and he's on my insurance

which covers all his needs, but he can't get any additional insurance

to cover me because they won't even talk to him as soon as they find

out he's Diabetic.

I need help bad.

Chelly

BMI-66 and rising

[Guest guest]

This is stupid that we have insurance and can't get the treatment we need. What

happened to our drs being incharge.

AJ

" Chelly Whittington " chelwhit@...> wrote:

>I've sorta been out of the loop recently and haven't even felt like

>going to the local support group meetings because I've been denied 3

>times and have tried to talk to BC/BS about me purchasing an insurance

>rider to help cover the surgery and was told that the policy was the

>policy and that they don't offer any kind of riders on their

>insurance, so basically I'm up shit creek. I've been so depressed that

>my doctor has had to change my anti-depressant to a much stronger one,

>and I'm getting more depressed as each day passes. And my husband

>agrees that I need the surgery, but how am I gonna pay for it is all

>he can say, which is no help whatsoever. I've been tested for sleep

>apnea and have found out that I have severe obstructive sleep apnea

>and have to sleep with a Bi-Pap machine nightly.

>

>Does anyone have any good ideas or suggestions for me? At this point

>I'm willing to even change jobs, but I'm having severe back problems

>at this stage and physical therapy worked for a couple of weeks but

>now I'm at the point where I have to wear electrodes on my back almost

>daily to control the pain. I can't stand for longer than a few minutes

>at a time, and can hardle manage to even go to Wal-Mart anymore.

>

>My husband has Type II diabetes as well, and he's on my insurance

>which covers all his needs, but he can't get any additional insurance

>to cover me because they won't even talk to him as soon as they find

>out he's Diabetic.

>

>I need help bad.

>

>Chelly

>BMI-66 and rising

>

>

>----------------------------------------------------------------------

>

[Guest guest]

Chelly.....is there any way you could qualify for disability? If so you can

get it paid for by medicare and/or medicaid! with all your co morbs I would

try my darndest to get on disability....you need a break and this will

provide it for you.

Judie

Insurance problems still BC/BS Mississippi

> I've sorta been out of the loop recently and haven't even felt like

> going to the local support group meetings because I've been denied 3

> times and have tried to talk to BC/BS about me purchasing an insurance

> rider to help cover the surgery and was told that the policy was the

> policy and that they don't offer any kind of riders on their

> insurance, so basically I'm up shit creek. I've been so depressed that

> my doctor has had to change my anti-depressant to a much stronger one,

> and I'm getting more depressed as each day passes. And my husband

> agrees that I need the surgery, but how am I gonna pay for it is all

> he can say, which is no help whatsoever. I've been tested for sleep

> apnea and have found out that I have severe obstructive sleep apnea

> and have to sleep with a Bi-Pap machine nightly.

>

> Does anyone have any good ideas or suggestions for me? At this point

> I'm willing to even change jobs, but I'm having severe back problems

> at this stage and physical therapy worked for a couple of weeks but

> now I'm at the point where I have to wear electrodes on my back almost

> daily to control the pain. I can't stand for longer than a few minutes

> at a time, and can hardle manage to even go to Wal-Mart anymore.

>

> My husband has Type II diabetes as well, and he's on my insurance

> which covers all his needs, but he can't get any additional insurance

> to cover me because they won't even talk to him as soon as they find

> out he's Diabetic.

>

> I need help bad.

>

> Chelly

> BMI-66 and rising

>

>

> ----------------------------------------------------------------------

>

[Guest guest]

I agree its stupid.....its stories like this that make me mad. Gee, if I

won the lottery I would be traveling the country trying to help those who

need it the most.....

Judie

RE: Insurance problems still BC/BS Mississippi

> This is stupid that we have insurance and can't get the treatment we need.

What happened to our drs being incharge.

>

> AJ

>

> " Chelly Whittington " chelwhit@...> wrote:

>

> >I've sorta been out of the loop recently and haven't even felt like

> >going to the local support group meetings because I've been denied 3

> >times and have tried to talk to BC/BS about me purchasing an insurance

> >rider to help cover the surgery and was told that the policy was the

> >policy and that they don't offer any kind of riders on their

> >insurance, so basically I'm up shit creek. I've been so depressed that

> >my doctor has had to change my anti-depressant to a much stronger one,

> >and I'm getting more depressed as each day passes. And my husband

> >agrees that I need the surgery, but how am I gonna pay for it is all

> >he can say, which is no help whatsoever. I've been tested for sleep

> >apnea and have found out that I have severe obstructive sleep apnea

> >and have to sleep with a Bi-Pap machine nightly.

> >

> >Does anyone have any good ideas or suggestions for me? At this point

> >I'm willing to even change jobs, but I'm having severe back problems

> >at this stage and physical therapy worked for a couple of weeks but

> >now I'm at the point where I have to wear electrodes on my back almost

> >daily to control the pain. I can't stand for longer than a few minutes

> >at a time, and can hardle manage to even go to Wal-Mart anymore.

> >

> >My husband has Type II diabetes as well, and he's on my insurance

> >which covers all his needs, but he can't get any additional insurance

> >to cover me because they won't even talk to him as soon as they find

> >out he's Diabetic.

> >

> >I need help bad.

> >

> >Chelly

> >BMI-66 and rising

> >

> >

> >----------------------------------------------------------------------

> >