Re: in vitro?

April 11, 2004

What you need to do is get ALL of the codes from your IVF clinic you would be

using. THey will give you both Diagnoses codes AND Procedure codes. Tell them

you want those codes for EVERYTHING, that includes your office visits and

ultrasounds as well as all of the procedures such as mock transfer,

sonohysterogram and everything for retrieval and transfer.

You also want to ask them what ALL of the name of the meds are that they may put

you on. Get all of them....so you can be sure you are covered or not covered for

certain ones...even if they arn't sure exactly what combinations they would use

on you yet. Then you can find out if your insurance will cover your fertility

meds.

THEN call your insurance carrier and ask them if they cover these diagnoses and

procedure codes. DO NOT tell ask them " do you cover fertility treatments? "

You'll get NO right out front. In the end...my insurance ended up covering

" diagnostics " and NOT the retrieval and transfer. They ALSO covered ALL of my

meds. Both fertility, birth control and antibiotics.

I'm a little unsure why they say you won't have painful periods. I think maybe

they say that because since they will put you on the pill (I was put on patch

after having gastric bypass surgery so there were NO issues of whether or not

the pill was being absorbed. The patch worked great!) and basically bring on

your period when THEY want it to start. OR around that time anyway. I believe it

makes those REALLY painful periods MUCH less painful for women. I know women are

put on the pill sometimes to help them not have those horrible periods. And yes,

if you get pg....there will be 9 months of no painful periods LOL...but there's

other things to deal with LOL.

I wish you tons of luck. It's great that you have another option to try to

conceive. IF your insurance doesn't pay for anything than at least 1) you know

and 2) you could find another IVF clinic with lower costs. Don't think they are

all the same. THey are NOT!

Sydney

27 weeks

in vitro?

I have always had painful periods, but since my miscarriage 14 months

ago its worse, also I have been trying to get pg since my miscarriage

with no luck, my doctor has now suggested invitro to give me 9+

months of relief from my cramps plus gets me the baby I have been

trying for, my question is, I have 3 children and tricare prime, and

I am wondering if insurance should cover such a treatment or if i

need to sell the kids I have - just kidding but at least morgtage my

house.( forgive spelling) ( tired- bunny duty all night) also i am

heading for 35 so my eggs are aging daily. any response would be

helpful. thanks and happy easter

apryl

Children are a blessing, and a gift from the Lord. -Psalm 127:3

April 11, 2004

there are fertility clinics that refund the money if a successful

pregnancy is not achieved. (I'm uncertain if it's classified as " a

pregnancy " or a " delivery of a live baby " ) so I don't know exactly the

logistics of it. A friend of mine in San is the one who told me

about it. I think the name of it is Pacific Fertility (?) somewhere in

California.

It's nice to know that if you must take out a second mortgage, your

money is refundable if you aren't successful!

Best wishes!

Sheila

April 12, 2004

yes thank you for the info.

apryl

April 12, 2004

Well, thanks so much for the info. the painful periods I have with or without

the pill always have. I can tell you when I am ovulating and from what side

since I was about 13...and to get pg was the treatment for the pain temporarily

of course, besides to get my family finished. but again thanks for the info.

was your invitro successful?

apryl

April 12, 2004

opps silly me i just noticed you are 27 weeks, how many embryo's did they

implant? apryl

April 12, 2004

congrats and i like your name very much sydney.

apryl

April 12, 2004

Hi. They implanted three. And this little boy stuck. I was relieved (although