Re: q re insurance Re: mitoldies: MS

[Guest guest]

I think life insurance is what was being mentioned.

pamelama33 wrote:

>I am just wondering about what sort of insurance you all speak about about.

Is it health insurance ie to cover costs of tests, hospitals, therapy etc, or

are you talking about disability type of insurance to cover loss of income down

the track? I am just trying to fathom out what sort of insurance my children

(young adults) might need in case they have mito (also do not live in the US so

am not familiar with some of the terms). They haven't been diagnosed yet but

are going for tests shortly, since there are some suspicious symptoms. pamela

> Re: : MS

>

>

> The dilemma is that none of those individuals are mito experts. That seems

to make all of the difference in the world. I do fully understand about the

insurance challenges though. Insurance issues are my worst nightmare.

>

> MitomomX3@... wrote: I tried to go that route earlier and the

insurance refused an out of state

> opinion when there were neuro's and neurosurgeons here that looked at it.

> these films have been read by several radiologists, a neuroradiologist and

> then transported to another facility and re read by a neurosurgeon and

> neuroradiologist. the insurance said no more..

> karen

>

>

>

[Guest guest]

Pamela

I think that when people mention insurance, they are usually referring

to health insurance. In the US, people often get health insurance as a

job benefit (if still working), but these can vary tremendously with

many having health maintanence type programs which have lots of

limits. Then there is Medicare and Medicaid (government programs) when

a person is getting Social Security Disability. This is actually the

tip of the iceberg so to speak.

I know that my children have been very choosy with what jobs they

accept, depending on health insurance - it might be better to have a

little less in pay and a good health insurance plan.

laurie

> I am just wondering about what sort of insurance you all speak about about.

> Is it health insurance ie to cover costs of tests, hospitals, therapy etc,

> or are you talking about disability type of insurance to cover loss of

> income down the track? I am just trying to fathom out what sort of

> insurance my children (young adults) might need in case they have mito (also

> do not live in the US so am not familiar with some of the terms). They

> haven't been diagnosed yet but are going for tests shortly, since there are

> some suspicious symptoms. pamela

> Re: : MS

>

>

> The dilemma is that none of those individuals are mito experts. That

> seems to make all of the difference in the world. I do fully understand

> about the insurance challenges though. Insurance issues are my worst

> nightmare.

>

> MitomomX3@... wrote: I tried to go that route earlier and the

> insurance refused an out of state

> opinion when there were neuro's and neurosurgeons here that looked at

> it.

> these films have been read by several radiologists, a neuroradiologist

> and

> then transported to another facility and re read by a neurosurgeon and

> neuroradiologist. the insurance said no more..

> karen

>

>

>

[Guest guest]

The insurance I'm referring to is HEALTH insurance. We are supposed to have

really good insurance, but the reality is, I have to fight for almost everything

my girls (and to an extent me) need. Then add the deductibles, copays,

uncovered items and it takes a huge chunk out of our budget.

pamelama33 pamelama33@...> wrote: I am just wondering about what

sort of insurance you all speak about about. Is it health insurance ie to

cover costs of tests, hospitals, therapy etc, or are you talking about

disability type of insurance to cover loss of income down the track? I am just

trying to fathom out what sort of insurance my children (young adults) might

need in case they have mito (also do not live in the US so am not familiar with

some of the terms). They haven't been diagnosed yet but are going for tests

shortly, since there are some suspicious symptoms. pamela

Re: : MS

The dilemma is that none of those individuals are mito experts. That seems

to make all of the difference in the world. I do fully understand about the

insurance challenges though. Insurance issues are my worst nightmare.

MitomomX3@... wrote: I tried to go that route earlier and the

insurance refused an out of state

opinion when there were neuro's and neurosurgeons here that looked at it.

these films have been read by several radiologists, a neuroradiologist and

then transported to another facility and re read by a neurosurgeon and

neuroradiologist. the insurance said no more..

karen