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re; costs of surgery

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I recieved my letter of approval yesterday and was thrilled but as I

read the letter over it makes me a little nervous. The letter is

addressed to Dr R and it is from Blue shield of Ca Select PPO, it

reads in part " Because you are not a Blue Shield participating

provider, the subscribrer is responsible to you for all charges

incurred. Blue Shield issues the explanation of benefits and any

payment directly to the subscriber. Benefits are based on the Blue

Shield allowable amounts, and are payable at the percentage specified

in the member's Evidence of Coverage. When a member recieves service

from a non-participating provider, Blue Shield's payment percentage

may be significantly reduced. " I looked in my coverage book and it

says they only pay 50% for non-participating providers. Today in a

post I read that Dr R is a participating provider of bcbs of mn. Why

not Ca. Do you think they made a mistake? This is sure an emotional

roller coaster ride isn't it. My dear husband assured me that we will

have Dr R do my surgery no matter what, but it bugs me that I am

going to the least expensive Dr in the country for WLS and still they

don't want to pay much. Thanks for listening(reading) to me worry.

Marjory of Ca

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