Guest guest Posted November 7, 2003 Report Share Posted November 7, 2003 What a task. I am now having to quickly learn the SSI system to ensure maximum benefits. I do have a friend with MS who is on disability. She has been a great help. There is so much to know. Since I last worked 9-10-99 I have had no income. My savings is now soon to be exhausted. So in addition to trying to just cope with my disease day by day, I have to figure out how to live until my disability starts in March, move to a very inexpensive apt, etc., etc. It will take 2 years before I qualify for medicare. Maybe one of you have experience with this. I never thought I would be this sick much less be unable to work. What is involved after they receive my packet monday? Are there interviews, other exams, etc.? It is so hard to keep my faith and stay hopeful. I am very ill, my doctor told me today that I just have to be hopeful. He said that he is doing everything he can to make me as comfortable as possible, so I can even feel like taking on this big ball of red tape. It seems so overwhelming. Hello, I am so sorry to hear that you got this diagnosis and are having such problems. As far as the financial goes, you should be able to get medicaid and some help through the state, whether in the form of food stamps or housing assistance. It will depend on the amount of money and property you have as to whether and how much they can help. With social security, expect delays as they will have their doctor check you and then will take another few months to make a determination after that. If your doctor is onboard and will write a letter stating you are disabled and it is not going to get better it will help alot! Once you are approved for disability it will be retro-active to the date you first filed. Also when you go to see their doctor take all your medications, when Floyd went we had about 10-15 meds we took with us. The doctor looked at those and did not really need to look at Floyd to know how serious his condition was. I also know those with this disease put up a brave front trying to cover the pain and such from others, when seeing the doctor for disability be brutally honest with them as to what you are going thro. Do not hide anything!! The object is to get that doctor, although he/she is seeing you only once, to realize the seriousness of your condition. Even if you are having a good day, remember to let them know what a bad day is like. I know it sounds like a game or slightly decietful, but you must remember that on those bad days this doctor will not see you and you want his opinion to match your doctors! The other thing I suggest is prayer, pray that it goes quickly and that the determination gets made fast. I know with us it took only 7 months and for most of that time I was still working. It was very hard though because my job did not cover the bills, I made enough to keep the utilities on. I did not make enough to cover the land payment, so by the time they finally were going to approve Floyd, we were being forclosed on and got the money in the nick of time to keep our home. We were very fortunate that it did not take longer or we would have lost everything! If you are a vetran there is a pension you can get if you served even 1 day during an active conflict, whether you were a part of that conflict or not. Contact the caseworker at your local VA office to see what you are eligible for, and ask questions. They dont voluteer this information for some reason. You can also get your meds and such through the VA, which will save some money as well. Just be aware they will dock the SSDA check if you do not or cannot pay them the fee they assess. As for housing, check the state for section 8 housing and remember you are covered under the ADA,(Americans with Disabilities Act). There should be some housing available for you. Also check senior housing projects as they usually have a few apartments for disabled people as well as seniors. I hope this helps and sorry to be so long-winded, but the information I learned through trial and error. There really are limited resources for people in this situation, but that letter from the doctor will help to open doors for you, so use it! Best wishes to all. P.S. I will be leaving tomorrow morning for NY state. We are going to try and get Floyd home before he gets to much worse. I am hoping he will endure the trip well. He is going downhill fast ( This is his final wish and I am trying to get it done for him. It is very hard on me as I know I will not be bringing him back to our home. It hurts so much to know that our time is almost over. I will write once we are settled up there as I am taking my computer with me. Hugs and kisses to all and to all a cure ) or at least pain-free days!!! God Bless all Ruby Quote Link to comment Share on other sites More sharing options...
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