Guest guest Posted March 11, 2003 Report Share Posted March 11, 2003 i cannot figure out how everybody on this list can afford all the plastic surgeries. i have bluegrass family health insurance and they specify in their contract that no skin surgery after wls is allowed. and i hear it costs thousands for this surgery. we are not wealthy and i wish i knew how to get all this money together if i needed to have the skin removal surgery if i ever loose all the weight. i am already sagging and bagging from what i have lost and i almost hesitate to lose anymore for fear of having my arms and tops of my legs sag even more and my chin. my stomach isn't bad, but for some weird reason it was always fairly flat, but the top of my legs look like i have an extra but...i hate the fat at the top of my legs. from my knees down i look normal. i wonder how much a thigh surgery would cost and who in the world would loan you money for that.... Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 11, 2003 Report Share Posted March 11, 2003 i cannot figure out how everybody on this list can afford all the plastic surgeries. i have bluegrass family health insurance and they specify in their contract that no skin surgery after wls is allowed. and i hear it costs thousands for this surgery. we are not wealthy and i wish i knew how to get all this money together if i needed to have the skin removal surgery if i ever loose all the weight. i am already sagging and bagging from what i have lost and i almost hesitate to lose anymore for fear of having my arms and tops of my legs sag even more and my chin. my stomach isn't bad, but for some weird reason it was always fairly flat, but the top of my legs look like i have an extra but...i hate the fat at the top of my legs. from my knees down i look normal. i wonder how much a thigh surgery would cost and who in the world would loan you money for that.... Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 11, 2003 Report Share Posted March 11, 2003 Well Pat....I would be in the same boat as you.......I wouldn't be able to afford it either. Luckily my insurance covered the tummy......but just yesterday I got my second denial letter for the thighs..........looks like I am stuck with them. I think any of the " loan/credit " type places would give you the money......they don't particularly care what you are going to do with it........they are just going to charge you an arm and a leg in interest.............. P. Re: Digest Number 2087 > i cannot figure out how everybody on this list can afford all the plastic > surgeries. i have bluegrass family health insurance and they specify in > their contract that no skin surgery after wls is allowed. and i hear it > costs thousands for this surgery. we are not wealthy and i wish i knew how > to get all this money together if i needed to have the skin removal surgery > if i ever loose all the weight. i am already sagging and bagging from what i > have lost and i almost hesitate to lose anymore for fear of having my arms > and tops of my legs sag even more and my chin. my stomach isn't bad, but for > some weird reason it was always fairly flat, but the top of my legs look like > i have an extra but...i hate the fat at the top of my legs. from my knees > down i look normal. i wonder how much a thigh surgery would cost and who in > the world would loan you money for that.... > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 11, 2003 Report Share Posted March 11, 2003 Well Pat....I would be in the same boat as you.......I wouldn't be able to afford it either. Luckily my insurance covered the tummy......but just yesterday I got my second denial letter for the thighs..........looks like I am stuck with them. I think any of the " loan/credit " type places would give you the money......they don't particularly care what you are going to do with it........they are just going to charge you an arm and a leg in interest.............. P. Re: Digest Number 2087 > i cannot figure out how everybody on this list can afford all the plastic > surgeries. i have bluegrass family health insurance and they specify in > their contract that no skin surgery after wls is allowed. and i hear it > costs thousands for this surgery. we are not wealthy and i wish i knew how > to get all this money together if i needed to have the skin removal surgery > if i ever loose all the weight. i am already sagging and bagging from what i > have lost and i almost hesitate to lose anymore for fear of having my arms > and tops of my legs sag even more and my chin. my stomach isn't bad, but for > some weird reason it was always fairly flat, but the top of my legs look like > i have an extra but...i hate the fat at the top of my legs. from my knees > down i look normal. i wonder how much a thigh surgery would cost and who in > the world would loan you money for that.... > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 In a message dated 3/11/2003 8:20:29 PM Pacific Standard Time, PATISINKY@... writes: > i cannot figure out how everybody on this list can afford all the plastic > surgeries. After multiple appeals my insurance company paid for my abdominoplasty as reconstructive, not cosmetic, based on the pain caused by the hanging pannus which could not be resolved any other way. They did not pay for my breast lift, which cost $3,000. Although I could have used my credit cards for this portion of the surgery, I opted to set up a savings account and did some rigorous work to save the money. Half of it came from cashing out a small retirement fund from a former employer, and the rest from giving up some fun stuff for six months. It was worth it. Kate Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 In a message dated 3/11/2003 8:20:29 PM Pacific Standard Time, PATISINKY@... writes: > i cannot figure out how everybody on this list can afford all the plastic > surgeries. After multiple appeals my insurance company paid for my abdominoplasty as reconstructive, not cosmetic, based on the pain caused by the hanging pannus which could not be resolved any other way. They did not pay for my breast lift, which cost $3,000. Although I could have used my credit cards for this portion of the surgery, I opted to set up a savings account and did some rigorous work to save the money. Half of it came from cashing out a small retirement fund from a former employer, and the rest from giving up some fun stuff for six months. It was worth it. Kate Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 Well, if you own a home and have some equity in it, interest rates are the lowest they've been in like 40 years, so you can either refinance and take cash out or get a homequity loan. I just caution everyone from charging PS on a credit card because, unless you know you can pay it off within a year, those interest rates WILL go up eventually. But, there are a few cards out there now (Capital One comes to mind) who offer a 0% rate for a time, then a fixed rate of 7.9% (or something like that) after that. That's a good deal for a credit card, but it may only be offered to people with stellar credit...I don't know. As someone who's been there, done that with a huge credit debt (and playing with 7 major credit cards), and being one of the few people who had a booming couple of years, paid it all off and cancelled all but 1 card, it's a vicious cycle and a very dangerous game, and far too many Americans are really snowed under with credit debt now. Just be careful. Hugs, in NJ ************************ > i cannot figure out how everybody on this list can afford all the plastic surgeries. i have bluegrass family health insurance and they specify in their contract that no skin surgery after wls is allowed. and i hear it costs thousands for this surgery. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 Well, if you own a home and have some equity in it, interest rates are the lowest they've been in like 40 years, so you can either refinance and take cash out or get a homequity loan. I just caution everyone from charging PS on a credit card because, unless you know you can pay it off within a year, those interest rates WILL go up eventually. But, there are a few cards out there now (Capital One comes to mind) who offer a 0% rate for a time, then a fixed rate of 7.9% (or something like that) after that. That's a good deal for a credit card, but it may only be offered to people with stellar credit...I don't know. As someone who's been there, done that with a huge credit debt (and playing with 7 major credit cards), and being one of the few people who had a booming couple of years, paid it all off and cancelled all but 1 card, it's a vicious cycle and a very dangerous game, and far too many Americans are really snowed under with credit debt now. Just be careful. Hugs, in NJ ************************ > i cannot figure out how everybody on this list can afford all the plastic surgeries. i have bluegrass family health insurance and they specify in their contract that no skin surgery after wls is allowed. and i hear it costs thousands for this surgery. Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 > i wonder how much a thigh surgery would cost and who in > the world would loan you money for that.... I financed my arm lift through a company that my surgeon referred me to. They do loans for all kinds of surgeries. I called and was approved over the phone in about 10 minutes. The arm lift was $4100 and worth every single penny to me. The other stuff I had done was covered by insurance, so I don't know the exact costs there. hugs, Ann Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 > i wonder how much a thigh surgery would cost and who in > the world would loan you money for that.... I financed my arm lift through a company that my surgeon referred me to. They do loans for all kinds of surgeries. I called and was approved over the phone in about 10 minutes. The arm lift was $4100 and worth every single penny to me. The other stuff I had done was covered by insurance, so I don't know the exact costs there. hugs, Ann Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 Mine was covered by insurance. However, they would not approve my thighs. Haven't decided yet how to get those paid for. Lori Owen - Denton, Texas CHF 4/14/01 479 lbs. SRVG 7/16/01 401 lbs. Current Weight 335 Dr. Ritter/Dr. Bryce On Tue, 11 Mar 2003 23:19:18 EST PATISINKY@... writes: > i cannot figure out how everybody on this list can afford all the > plastic > surgeries. i have bluegrass family health insurance and they > specify in > their contract that no skin surgery after wls is allowed. and i > hear it > costs thousands for this surgery. we are not wealthy and i wish i > knew how > to get all this money together if i needed to have the skin removal > surgery > if i ever loose all the weight. i am already sagging and bagging > from what i > have lost and i almost hesitate to lose anymore for fear of having > my arms > and tops of my legs sag even more and my chin. my stomach isn't > bad, but for > some weird reason it was always fairly flat, but the top of my legs > look like > i have an extra but...i hate the fat at the top of my legs. from my > knees > down i look normal. i wonder how much a thigh surgery would cost > and who in > the world would loan you money for that.... > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 Mine was covered by insurance. However, they would not approve my thighs. Haven't decided yet how to get those paid for. Lori Owen - Denton, Texas CHF 4/14/01 479 lbs. SRVG 7/16/01 401 lbs. Current Weight 335 Dr. Ritter/Dr. Bryce On Tue, 11 Mar 2003 23:19:18 EST PATISINKY@... writes: > i cannot figure out how everybody on this list can afford all the > plastic > surgeries. i have bluegrass family health insurance and they > specify in > their contract that no skin surgery after wls is allowed. and i > hear it > costs thousands for this surgery. we are not wealthy and i wish i > knew how > to get all this money together if i needed to have the skin removal > surgery > if i ever loose all the weight. i am already sagging and bagging > from what i > have lost and i almost hesitate to lose anymore for fear of having > my arms > and tops of my legs sag even more and my chin. my stomach isn't > bad, but for > some weird reason it was always fairly flat, but the top of my legs > look like > i have an extra but...i hate the fat at the top of my legs. from my > knees > down i look normal. i wonder how much a thigh surgery would cost > and who in > the world would loan you money for that.... > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 I'm going to drive my old car into the ground no matter how skanky it gets. I figure ps costs a lot less than a new car and the higher insurance. I also tuck away a chunk of money each month equal to what I think I spent on all that extra food I used to eat. I grow my own veges for the most part. I don't buy processed or pre-packaged foods (probably the biggest money saver). I only buy foods and household goods on sale. I cut off the cable TV and we only get magazines, videos and books from the library. The list goes on and on for little ways to save and the small $5-10 here and there really adds up over time. Meanwhile, I need to put new linoleum in the bathroom, paint the bedroom, refinish the floor, etc.. but that will just have to wait until next year. I find I " lose " the money if I don't put it in a special savings account each time I save money. Somehow it just disappears! BTW, I read that if we go to war, interest rates will probably drop to one percent. That would be a good time to take out a home equity loan if needed. Vicki A. > On Tue, 11 Mar 2003 23:19:18 EST PATISINKY@a... writes: > > i cannot figure out how everybody on this list can afford all the > > plastic > > surgeries. i have bluegrass family health insurance and they > > specify in > > their contract that no skin surgery after wls is allowed. and i > > hear it > > costs thousands for this surgery. we are not wealthy and i wish i > > knew how > > to get all this money together if i needed to have the skin removal > > surgery > > if i ever loose all the weight. i am already sagging and bagging > > from what i > > have lost and i almost hesitate to lose anymore for fear of having > > my arms > > and tops of my legs sag even more and my chin. my stomach isn't > > bad, but for > > some weird reason it was always fairly flat, but the top of my legs > > look like > > i have an extra but...i hate the fat at the top of my legs. from my > > knees > > down i look normal. i wonder how much a thigh surgery would cost > > and who in > > the world would loan you money for that.... > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 I'm going to drive my old car into the ground no matter how skanky it gets. I figure ps costs a lot less than a new car and the higher insurance. I also tuck away a chunk of money each month equal to what I think I spent on all that extra food I used to eat. I grow my own veges for the most part. I don't buy processed or pre-packaged foods (probably the biggest money saver). I only buy foods and household goods on sale. I cut off the cable TV and we only get magazines, videos and books from the library. The list goes on and on for little ways to save and the small $5-10 here and there really adds up over time. Meanwhile, I need to put new linoleum in the bathroom, paint the bedroom, refinish the floor, etc.. but that will just have to wait until next year. I find I " lose " the money if I don't put it in a special savings account each time I save money. Somehow it just disappears! BTW, I read that if we go to war, interest rates will probably drop to one percent. That would be a good time to take out a home equity loan if needed. Vicki A. > On Tue, 11 Mar 2003 23:19:18 EST PATISINKY@a... writes: > > i cannot figure out how everybody on this list can afford all the > > plastic > > surgeries. i have bluegrass family health insurance and they > > specify in > > their contract that no skin surgery after wls is allowed. and i > > hear it > > costs thousands for this surgery. we are not wealthy and i wish i > > knew how > > to get all this money together if i needed to have the skin removal > > surgery > > if i ever loose all the weight. i am already sagging and bagging > > from what i > > have lost and i almost hesitate to lose anymore for fear of having > > my arms > > and tops of my legs sag even more and my chin. my stomach isn't > > bad, but for > > some weird reason it was always fairly flat, but the top of my legs > > look like > > i have an extra but...i hate the fat at the top of my legs. from my > > knees > > down i look normal. i wonder how much a thigh surgery would cost > > and who in > > the world would loan you money for that.... > > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 First things first. Don't worry about the PS until you get your weight off. You may find, as I did, that it really isn't necessary after you get it all off. I'm 60 years old, and that's saying something! Regards~ Jacque Distal RNY, 5/30/00 Drs. Fox and Oh 310~127 Beginning BMI 50.0 Current BMI 20.4 > i cannot figure out how everybody on this list can afford all the plastic > surgeries. i have bluegrass family health insurance and they specify in > their contract that no skin surgery after wls is allowed. and i hear it > costs thousands for this surgery. we are not wealthy and i wish i knew how > > to get all this money together if i needed to have the skin removal surgery > > if i ever loose all the weight. i am already sagging and bagging from what > i > have lost and i almost hesitate to lose anymore for fear of having my arms > and tops of my legs sag even more and my chin. my stomach isn't bad, but > for > some weird reason it was always fairly flat, but the top of my legs look > like > i have an extra but...i hate the fat at the top of my legs. from my knees > down i look normal. i wonder how much a thigh surgery would cost and who > in > the world would loan you money for that.... Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 First things first. Don't worry about the PS until you get your weight off. You may find, as I did, that it really isn't necessary after you get it all off. I'm 60 years old, and that's saying something! Regards~ Jacque Distal RNY, 5/30/00 Drs. Fox and Oh 310~127 Beginning BMI 50.0 Current BMI 20.4 > i cannot figure out how everybody on this list can afford all the plastic > surgeries. i have bluegrass family health insurance and they specify in > their contract that no skin surgery after wls is allowed. and i hear it > costs thousands for this surgery. we are not wealthy and i wish i knew how > > to get all this money together if i needed to have the skin removal surgery > > if i ever loose all the weight. i am already sagging and bagging from what > i > have lost and i almost hesitate to lose anymore for fear of having my arms > and tops of my legs sag even more and my chin. my stomach isn't bad, but > for > some weird reason it was always fairly flat, but the top of my legs look > like > i have an extra but...i hate the fat at the top of my legs. from my knees > down i look normal. i wonder how much a thigh surgery would cost and who > in > the world would loan you money for that.... Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 And there is always going back to work to make the money if you want it that badly. YUP...that is what I decided with the thighs.......but then before I knew it the 14 year old needed a new guitar....the 10 year old needs a new bike, the 12 year old is going on yet another " retreat " .........ahhhhh........someday when I am so damn old I can't even see them anymore I might be able to afford to get the thighs done!! P. Re: Re: Digest Number 2087 > In a message dated 3/12/2003 6:08:58 AM Eastern Standard Time, > watnext@... writes: > > << Well, if you own a home and have some equity in it, interest rates > are the lowest they've been in like 40 years, so you can either > refinance and take cash out or get a homequity loan. > >> > What we want badly enough, we find a way to get. I've never worked > so hard in my life, but I'm grinning all the way and telling people I'm > " properly motivated " cause I want that facelift more than Lucci wanted > that Emmy!!! > B > > Homepage: http://groups.yahoo.com/group/Graduate-OSSG > > Unsubscribe: mailto:Graduate-OSSG-unsubscribe > > > > > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted March 12, 2003 Report Share Posted March 12, 2003 And there is always going back to work to make the money if you want it that badly. YUP...that is what I decided with the thighs.......but then before I knew it the 14 year old needed a new guitar....the 10 year old needs a new bike, the 12 year old is going on yet another " retreat " .........ahhhhh........someday when I am so damn old I can't even see them anymore I might be able to afford to get the thighs done!! P. Re: Re: Digest Number 2087 > In a message dated 3/12/2003 6:08:58 AM Eastern Standard Time, > watnext@... writes: > > << Well, if you own a home and have some equity in it, interest rates > are the lowest they've been in like 40 years, so you can either > refinance and take cash out or get a homequity loan. > >> > What we want badly enough, we find a way to get. I've never worked > so hard in my life, but I'm grinning all the way and telling people I'm > " properly motivated " cause I want that facelift more than Lucci wanted > that Emmy!!! > B > > Homepage: http://groups.yahoo.com/group/Graduate-OSSG > > Unsubscribe: mailto:Graduate-OSSG-unsubscribe > > > > > Quote Link to comment Share on other sites More sharing options...
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