New to the group - seeking some words of wisdom

[Guest guest]

Hello all,

My name is and I live in South Carolina. This is my first

time posting to or joining a group, so please go easy on me!

I am currently in the midst of an insurance nightmare. A little

background... I am a 31 year old woman. I first consulted an oral

surgeon about 3 months ago, and after an initial workup, I was told

that I need orthognathic surgery on my upper and lower jaw to bring

them both forward, and also to widen my upper jaw. This wasn't

surprising considering that all of my health problems seem point

back to my anatomy. I have had braces twice, once when I was 11,

and then again at 16. This is somthing that is long overdue as far

as I am concerned, and I really don't have too many fears about the

procedure (although that will probably change as the day draws

near!). My problem is with insurance. I have group health insurance

through my employer and there is a specific exclusion for

orthognathic surgery. The oral surgeon's office has gone to bat for

me, but to no avail. I am currently looking at a new insurance plan

that works like a group health plan, and there are certain

exclusions about surgery on mandible or maxilla, but for cosmetic

reasons.

I apologize for the long-windedness, but my question is this: Does

anyone have any suggestions or tips for me regarding the insurance

debacle? I am open to any suggestions at this point. I was supposed

to get my braces on last month, but stopped the process because of

my financial concerns.

I appreciate any and all feedback!

Thanks -

[Guest guest]

Hello all,

My name is and I live in South Carolina. This is my first

time posting to or joining a group, so please go easy on me!

I am currently in the midst of an insurance nightmare. A little

background... I am a 31 year old woman. I first consulted an oral

surgeon about 3 months ago, and after an initial workup, I was told

that I need orthognathic surgery on my upper and lower jaw to bring

them both forward, and also to widen my upper jaw. This wasn't

surprising considering that all of my health problems seem point

back to my anatomy. I have had braces twice, once when I was 11,

and then again at 16. This is somthing that is long overdue as far

as I am concerned, and I really don't have too many fears about the

procedure (although that will probably change as the day draws

near!). My problem is with insurance. I have group health insurance

through my employer and there is a specific exclusion for

orthognathic surgery. The oral surgeon's office has gone to bat for

me, but to no avail. I am currently looking at a new insurance plan

that works like a group health plan, and there are certain

exclusions about surgery on mandible or maxilla, but for cosmetic

reasons.

I apologize for the long-windedness, but my question is this: Does

anyone have any suggestions or tips for me regarding the insurance

debacle? I am open to any suggestions at this point. I was supposed

to get my braces on last month, but stopped the process because of

my financial concerns.

I appreciate any and all feedback!

Thanks -