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I am applying for Blue Cross and Blue Shield insurance plan. There

is a question saying,

1. Arthritis, Bursitis, herniated, bulging or slipped disc, gout,

TMJ, any injury to, disease or disorder of the spine, back, knees,

jaw, bones muscles, or joints, bunions, joint replacement,

manipulation therapy?

2. Has any person applying for coverage discussed or been advised to

have treatment, testing, counseling, therapy or surgery which has not

yet been performed?

I was wondering if the answer " YES/NO " would affect the coverage for

the surgery later on.

My Dr told me to wait to answer those questions until I get re-

evaluated on Sept 20 and then perhaps the answers to the questions

would be more evident. I am not sure what he means.

If anyone could give me suggestions, I would really appreciate it.

thank you. mako

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I am applying for Blue Cross and Blue Shield insurance plan. There

is a question saying,

1. Arthritis, Bursitis, herniated, bulging or slipped disc, gout,

TMJ, any injury to, disease or disorder of the spine, back, knees,

jaw, bones muscles, or joints, bunions, joint replacement,

manipulation therapy?

2. Has any person applying for coverage discussed or been advised to

have treatment, testing, counseling, therapy or surgery which has not

yet been performed?

I was wondering if the answer " YES/NO " would affect the coverage for

the surgery later on.

My Dr told me to wait to answer those questions until I get re-

evaluated on Sept 20 and then perhaps the answers to the questions

would be more evident. I am not sure what he means.

If anyone could give me suggestions, I would really appreciate it.

thank you. mako

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