Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 Depends... with our insurance we pay " 20% of allowable charges " with in-network providers, with anyone else we pay " up to 45% of allowable charges " which only winds up being slightly more for us. All insurance companies have different policies regarding this issue. I suggest to call yours to find out the specifics. I'm not sure about referals.... with our insurance (as bad as they stink sometimes) we can self-refer. jordybirdmum wrote: This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 Depends... with our insurance we pay " 20% of allowable charges " with in-network providers, with anyone else we pay " up to 45% of allowable charges " which only winds up being slightly more for us. All insurance companies have different policies regarding this issue. I suggest to call yours to find out the specifics. I'm not sure about referals.... with our insurance (as bad as they stink sometimes) we can self-refer. jordybirdmum wrote: This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 Depends... with our insurance we pay " 20% of allowable charges " with in-network providers, with anyone else we pay " up to 45% of allowable charges " which only winds up being slightly more for us. All insurance companies have different policies regarding this issue. I suggest to call yours to find out the specifics. I'm not sure about referals.... with our insurance (as bad as they stink sometimes) we can self-refer. jordybirdmum wrote: This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 Depends... with our insurance we pay " 20% of allowable charges " with in-network providers, with anyone else we pay " up to 45% of allowable charges " which only winds up being slightly more for us. All insurance companies have different policies regarding this issue. I suggest to call yours to find out the specifics. I'm not sure about referals.... with our insurance (as bad as they stink sometimes) we can self-refer. jordybirdmum wrote: This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 I know some people have had experience both ways. Our insurance company is pretty good about anything. We have a program that if the doctor is in it, then it doesn't matter where they are located in the US. It is the same as instate doctors. Others have had more negative experiences. I would contact your insurance and see what they say. how are these dr.s paid? This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 I know some people have had experience both ways. Our insurance company is pretty good about anything. We have a program that if the doctor is in it, then it doesn't matter where they are located in the US. It is the same as instate doctors. Others have had more negative experiences. I would contact your insurance and see what they say. how are these dr.s paid? This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 I know some people have had experience both ways. Our insurance company is pretty good about anything. We have a program that if the doctor is in it, then it doesn't matter where they are located in the US. It is the same as instate doctors. Others have had more negative experiences. I would contact your insurance and see what they say. how are these dr.s paid? This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 17, 2005 Report Share Posted August 17, 2005 I know some people have had experience both ways. Our insurance company is pretty good about anything. We have a program that if the doctor is in it, then it doesn't matter where they are located in the US. It is the same as instate doctors. Others have had more negative experiences. I would contact your insurance and see what they say. how are these dr.s paid? This might seem like a strange question but when people go to see Dr. Ponseti or dr.s in other states are they paying out of pocket or through insurance? Because Dr. Ponseti does not specifically recommend any Dr.s in Utah we may have to travel back to CA for continued care and it will probably be outside of our insurance group plan. Has anyone ever dealt with this before? Do insurance companies refer you that far or do we pay out of pocket? Thanks Quote Link to comment Share on other sites More sharing options...
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