Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 11:04:12 AM Pacific Daylight Time, sage@... writes: > Question - Does that amount really exceed the $11,000 plus that is > paid to Dr. Baltasar and the clinica? I don't know for sure, but it > is an interesting point to ponder. > > But you have to take into consideration....Out of the 11,000 ....$2500 goes straight to the clinica. THen $2000 pays for the stapler he uses and he gets the $6500. BUT out of that he pays for the other 2 surgeons (there are 3 on each operation) and the anestiologist (Sorry can't spell it..LOL)....so he's not making huge money although compared to the US cost of living...Spain's is less. I guess he makes between 2 and 3000 per surgery for himself.... He doesn't make as much as I would have paid Dr. Heap in Eastern Washington...($4500). ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 11:04:12 AM Pacific Daylight Time, sage@... writes: > Question - Does that amount really exceed the $11,000 plus that is > paid to Dr. Baltasar and the clinica? I don't know for sure, but it > is an interesting point to ponder. > > But you have to take into consideration....Out of the 11,000 ....$2500 goes straight to the clinica. THen $2000 pays for the stapler he uses and he gets the $6500. BUT out of that he pays for the other 2 surgeons (there are 3 on each operation) and the anestiologist (Sorry can't spell it..LOL)....so he's not making huge money although compared to the US cost of living...Spain's is less. I guess he makes between 2 and 3000 per surgery for himself.... He doesn't make as much as I would have paid Dr. Heap in Eastern Washington...($4500). ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 11:36:16 AM Pacific Daylight Time, psbilyeu@... writes: > I think Dr. B taks 4k and the remainder pays the other 2 surgeons and > anethesiologist. > > I think thats high.... ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 11:36:16 AM Pacific Daylight Time, psbilyeu@... writes: > I think Dr. B taks 4k and the remainder pays the other 2 surgeons and > anethesiologist. > > I think thats high.... ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 11:36:16 AM Pacific Daylight Time, psbilyeu@... writes: > This 11k figure someone mentioned before to pay up front for their US > surgeon--is over and abouve the expected insurance payment. > > My total was 10,300.00 when all was said and done. ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 11:36:16 AM Pacific Daylight Time, psbilyeu@... writes: > He earns every penny he asks. The way he consults on serious complications > after they get home--or his diligence while you're there--many have > commented how their medical care there rivaled or was superior to the US. > He deserves to " come out ahead " . > > Please also note....Dr. B. DOES NOT charge extra for complications (You'd only have to pay for your room and equipment). He also will do other things while he has you open at no extra charge....so I personally don't think its a money thing beyond him making a living...and being paid a fair fee for his services.... ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 11:36:16 AM Pacific Daylight Time, psbilyeu@... writes: > This 11k figure someone mentioned before to pay up front for their US > surgeon--is over and abouve the expected insurance payment. > > My total was 10,300.00 when all was said and done. ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 11:36:16 AM Pacific Daylight Time, psbilyeu@... writes: > He earns every penny he asks. The way he consults on serious complications > after they get home--or his diligence while you're there--many have > commented how their medical care there rivaled or was superior to the US. > He deserves to " come out ahead " . > > Please also note....Dr. B. DOES NOT charge extra for complications (You'd only have to pay for your room and equipment). He also will do other things while he has you open at no extra charge....so I personally don't think its a money thing beyond him making a living...and being paid a fair fee for his services.... ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 12:10:45 PM Pacific Daylight Time, sage@... writes: > What I was trying to point out is that while the US physicians may > have their normal charge, what they actually receive is quite a bit > less. This is because the insurance companies either pay a > contracted amount or a percentage of their much reduced " usual and > custormary " fee allowance. This means that both the hospital and the > doctor are paid significantly less - maybe $10,000 more or less, > depending on the insurance company. Many of the US doctors accept > that amount as full payment. That, together with the higher costs of > everything in the US may mean that they actually get less than Dr. > Baltasar, especially in terms of the buying power of the money > received. > > I disagree...many of the surgeons are beginning to charge the difference to their patients...that was my experience with several I called in the US. Some make it up by doing the Program fees. I personally think Dr. Baltasar should charge more...he was way beyond what I expected and I can contact him anytime for anything and he'll give me his time and attention...he's always reachable even thou he's 5000 miles away. My understanding is the hospitals usually make pretty good on what they bill and the drs come in a bit worse...Dr Heap said he got I think about 3000 but he only bills around 4800 I think. ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 1:40:01 PM Pacific Daylight Time, serenn@... writes: > ly, I think the ins. racket is unfair and has gotten totally out > of control. > > -- Personally I'm wondering what the deal is. I think its a scam. Sure its fine to save money on the little dr visits and prescriptions...but when serious things happen and all of a sudden they have all these rules, exclusions...well what is the point of having insurance. I'd be better off I think to try to get drs to take a little more than if they'd been paid by the insurance...LOL I thought insurance was to make sure we got care...now I know its not anything to do with us as people...they'll let us die before shelling out a penny if they can find a way. I was told if they knew I'd die without this surgery...I'd be left to die. Its not right...and I hope to get started soon on fighting in our state to change the rules. We had a man here that had to have a bone marrow transplant and was a single dad with three kids...they said no way...he got on the news and someone privately paid the 75,000 it was going to cost. He's now back working, doing fabulous....how is the insurance allowed to get away with this. There is no guarantee with any type of surgery so I dont buy that excuse. I think if your dr says medically necessary...and your insurance is contracting with him...his word should be gold.. ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 Nick I don't have the exact breakout--but 3,000+ is for the clinica, room, meds, food, ect... I think Dr. B taks 4k and the remainder pays the other 2 surgeons and anethesiologist. Now, if you have to have a second surgery--that is no charge except for the clinica for your longer stay. I have't found anyone/anywhere in the US where you can get below 18k, and especially for a surgeon of Dr. B's stature and experience. He may come out " ahead " , by virtue of cost of livng--but his salary for being the cheif of surgery at the state hospital (they have socialized medicine) is a pittance. He earns every penny he asks. The way he consults on serious complications after they get home--or his diligence while you're there--many have commented how their medical care there rivaled or was superior to the US. He deserves to " come out ahead " . This 11k figure someone mentioned before to pay up front for their US surgeon--is over and abouve the expected insurance payment. Pammi Who's making the big bucks? After reading the multitude of posts on who is charging what, it occurred to me that the one who jut might be making out the best is Dr. Baltasar. Point - U.S. physicians are paid not what they bill, but what the insurance companies pay. The same is true for he hospitals. Question - Does that amount really exceed the $11,000 plus that is paid to Dr. Baltasar and the clinica? I don't know for sure, but it is an interesting point to ponder. In the " cost of living " test, Spain is much cheaper, too. Best- Nick in Sage ---------------------------------------------------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 Nick I don't have the exact breakout--but 3,000+ is for the clinica, room, meds, food, ect... I think Dr. B taks 4k and the remainder pays the other 2 surgeons and anethesiologist. Now, if you have to have a second surgery--that is no charge except for the clinica for your longer stay. I have't found anyone/anywhere in the US where you can get below 18k, and especially for a surgeon of Dr. B's stature and experience. He may come out " ahead " , by virtue of cost of livng--but his salary for being the cheif of surgery at the state hospital (they have socialized medicine) is a pittance. He earns every penny he asks. The way he consults on serious complications after they get home--or his diligence while you're there--many have commented how their medical care there rivaled or was superior to the US. He deserves to " come out ahead " . This 11k figure someone mentioned before to pay up front for their US surgeon--is over and abouve the expected insurance payment. Pammi Who's making the big bucks? After reading the multitude of posts on who is charging what, it occurred to me that the one who jut might be making out the best is Dr. Baltasar. Point - U.S. physicians are paid not what they bill, but what the insurance companies pay. The same is true for he hospitals. Question - Does that amount really exceed the $11,000 plus that is paid to Dr. Baltasar and the clinica? I don't know for sure, but it is an interesting point to ponder. In the " cost of living " test, Spain is much cheaper, too. Best- Nick in Sage ---------------------------------------------------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 Hi Pammi- What I was trying to point out is that while the US physicians may have their normal charge, what they actually receive is quite a bit less. This is because the insurance companies either pay a contracted amount or a percentage of their much reduced " usual and custormary " fee allowance. This means that both the hospital and the doctor are paid significantly less - maybe $10,000 more or less, depending on the insurance company. Many of the US doctors accept that amount as full payment. That, together with the higher costs of everything in the US may mean that they actually get less than Dr. Baltasar, especially in terms of the buying power of the money received. This is a moot point for most of us because the lower fees are available to insurance companies, not to us if we are self-pay. Best - Nick Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 Hi Pammi- What I was trying to point out is that while the US physicians may have their normal charge, what they actually receive is quite a bit less. This is because the insurance companies either pay a contracted amount or a percentage of their much reduced " usual and custormary " fee allowance. This means that both the hospital and the doctor are paid significantly less - maybe $10,000 more or less, depending on the insurance company. Many of the US doctors accept that amount as full payment. That, together with the higher costs of everything in the US may mean that they actually get less than Dr. Baltasar, especially in terms of the buying power of the money received. This is a moot point for most of us because the lower fees are available to insurance companies, not to us if we are self-pay. Best - Nick Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 > What I was trying to point out is that while the US physicians may > have their normal charge, what they actually receive is quite a bit > less. This is because the insurance companies either pay a > contracted amount or a percentage of their much reduced " usual and > custormary " fee allowance. This means that both the hospital and the > doctor are paid significantly less - maybe $10,000 more or less, > depending on the insurance company. Many of the US doctors accept > that amount as full payment. That, together with the higher costs of > everything in the US may mean that they actually get less than Dr. > Baltasar, especially in terms of the buying power of the money > received. I think you should be comparing Dr. Baltasar's fees with what doctors charge their self-paid patients, since he is self-paid. To compare what they are paid by insurance cos. is unfair. ly, I think the ins. racket is unfair and has gotten totally out of control. --stella Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 Another data point -- I think I have heard of people who couldn't get the cost of the DS procedure covered by insurance but were still able to get all the hospital costs covered. In the case of a Rabkin patient, that would mean that if they paid the $12K fee out of pocket and were covered for everything else, the total out of pocket wouldn't be much more than going to Spain. M. --- in Valrico, FL, age 39 Starting weight 299, now 156 Starting BMI 49.7, now 26.0 Lap DGB/DS by Dr. Rabkin 10-19-99 http://www.duodenalswitch.com Direct replies: mailto:melanie@... _________________________________________________________ Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 AJ - I guess you have hit upon the answer to my question. I originally was thinking about which surgeons got the most. Clearly, my first thought was wrong. IYou are so right that it is the insurance companies who are making the big bucks. I checked on WellPoint's financials. They are the parent company of Blue Cross. Their CEO earned $11.2 million in fiscal year 2000. Aside from that, all through the HMO food chain, right down to your doctors, it became common practice to pay bonuses for not providing tests, recommending surgery or making referrals to specialists. That is an absolutely unforgiveable sin. Nelline Fox was the wife of a teacher in the same school where my wife used to teach. She, too, needed a bone marrow transplant. HealthNet denied her request because it was experimental. She fought them and finally received approval to have the procedure. Unfortunately, she passed away either before the transplant or right after. HealthNet got sued and the jury rendered a verdict of $89 million against them - the largest ever against an HMO. That's why the industry is fighting against a true patient's bill of rights. No wonder they don't want to be sued. Somehow it has now become the lawyers fault. I guess they forgot about killing Nelline Fox. Aside from the efforts to become immune to litigation, the insurers no longer use the term " experimental. " Now they call it " investigational. " That's just about as far as reform has come. Best- Nick in Sage Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 At 21:28 +0000 8/18/01, sage@... wrote: >That's why >the industry is fighting against a true patient's bill of rights. No >wonder they don't want to be sued. Somehow it has now become the >lawyers fault. I guess they forgot about killing Nelline Fox. > >Aside from the efforts to become immune to litigation, the insurers >no longer use the term " experimental. " Now they call >it " investigational. " That's just about as far as reform has come. Don't hold your breath for any true reform any time soon. All these years of paying premiums, my family and I rarely used a doctor's service -- and only twice the emergency room, both real life-threatening emergencies. We have been careful, and healthy. Now, at the point when we are starting to show a little wear and tear, and need services for which we are supposedly covered, we are having difficulties getting payments. Ins. cos. have MADE plenty of profits off me by now, taking in premiums with comparitively little outlay. I want what we've been paying for all these years, and I want it now!!! --stella Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 At 21:28 +0000 8/18/01, sage@... wrote: >That's why >the industry is fighting against a true patient's bill of rights. No >wonder they don't want to be sued. Somehow it has now become the >lawyers fault. I guess they forgot about killing Nelline Fox. > >Aside from the efforts to become immune to litigation, the insurers >no longer use the term " experimental. " Now they call >it " investigational. " That's just about as far as reform has come. Don't hold your breath for any true reform any time soon. All these years of paying premiums, my family and I rarely used a doctor's service -- and only twice the emergency room, both real life-threatening emergencies. We have been careful, and healthy. Now, at the point when we are starting to show a little wear and tear, and need services for which we are supposedly covered, we are having difficulties getting payments. Ins. cos. have MADE plenty of profits off me by now, taking in premiums with comparitively little outlay. I want what we've been paying for all these years, and I want it now!!! --stella Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 Agrees with you 110%!! Lisbeth Ins. cos. have MADE plenty of profits off me by now, taking in premiums with comparitively little outlay. I want what we've been paying for all these years, and I want it now!!! --stella ---------------------------------------------------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 Agrees with you 110%!! Lisbeth Ins. cos. have MADE plenty of profits off me by now, taking in premiums with comparitively little outlay. I want what we've been paying for all these years, and I want it now!!! --stella ---------------------------------------------------------------------- Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 In a message dated 8/18/01 5:49:55 PM Pacific Daylight Time, psbilyeu@... writes: > I was just taking a guess--I knew you'd come in with better numbers! > Thanx! > Still...I wish I had skills that netted me a couple thousand for a few hours work...LOL Course if you add in all the times he stops and visits and checks on you...it adds up. I've never in my life had a dr. that sat in a chair in my room, talked about his family, the history of Spain, the food, got dinner reservations if you wanted them to a fancy restaurant in town, drew maps to get places, encouraged getting to know the other patients, and never seemed like he was in a hurry!!! He's gold in my book! ~~* AJ *~~ Age 37 5'8'' Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 Amy --I was just taking a guess--I knew you'd come in with better numbers! Thanx! Pammi I > I think Dr. B taks 4k and the remainder pays the other 2 surgeons and > anethesiologist. > > I think thats high.... ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 18, 2001 Report Share Posted August 18, 2001 Amy --I was just taking a guess--I knew you'd come in with better numbers! Thanx! Pammi I > I think Dr. B taks 4k and the remainder pays the other 2 surgeons and > anethesiologist. > > I think thats high.... ~~* AJ *~~ Post op 7/24/01 Open BPD/DS self pay - Dr Baltasar -Alcoy Spain 07/24/01 BMI 64 - 415.1 08/06/01 BMI 59 - 390.2 -24.9 lbs!!!!!!!!!!~~~~ 08/16/01 BMI 58 - 387.0 -27.9 lbs!!!!!!!!!!~~~~ Check out the Bellingham Support Group and my personal page at WWW.WLSBellingham.homestead.com Quote Link to comment Share on other sites More sharing options...
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