Not all UHC policies are the same

[Guest guest]

I have UHC PPO thru Qwest (WSWest/PNB) and there was NO exclusion on obesity

surgery and, in fact, I was

authorized for surgery in less than one day, on a low BMI but with a plethora of

co-morbidities.

Policies vary from state to state and company to company. Comparing insurance

policies by name is like comparing

apples-they are all apples but there are green ones and red ones and gala apples

and so on. All UHC insurance but

different types of coverage.

If you have a specific exclusion for morbidly obese, start documenting and write

letters. Send pictures. Send lists of

the medications you take that they pay for (I sent a list of 15 meds I am now

on, which cost, retail, over $1700 a

month). If you are in a union, ask them to help you fight this. If your

contract is coming up for renewal, make this

part of the new contract....become pro-active in your union if you have one.

And, there is always Walter Lindstrom, the lawyer who specializes in fighting

insurance companies for obese people.

But first, tackle this yourself with all the resources you have available...Go

get 'em.

Elle-Surgery tomorrow!