Insurance Approval (United Health Care)

[Guest guest]

Hello Everyone:

I have united healthcare as my provider. has anyone had any experience with

them as to whether they approve or what? please let me know? i am in the

process of submitting my insurance letter and just curious.

Thanks

Amy<br clear=all><hr>Get more from the Web. FREE MSN Explorer download : <a

href= " http://explorer.msn.com " >http://explorer.msn.com</a><br></p>

[Guest guest]

Hi, Amy

I had united healthcare when I had my surgery (5/29/00) and they paid for it.

What I did is called them myself and asked if they covered WLS before I

started my packet. I think when it was all over I paid like $300.00 maybe a

little more. Good Luck

Gail in Chapel Hill, NC

down 90 pounds

[Guest guest]

I had United Health Care POS (it depends on if you just have HMO or not, i

guess) but they approved me PRONTO!! it was great!

Love,

Sperb

_______________________________

Same here have United Healthcare Select Plus POS and was approved in about 12

hours. I know of about 4 others with UHC that also got rapid approval. RELAX

Joni

MGB 12/22

[Guest guest]

I had United Health Care POS (it depends on if you just have HMO or not, i

guess) but they approved me PRONTO!! it was great!

Love,

Sperb

>>> AKnowItAll@... 12/08/00 07:55PM >>>

Hello Everyone:

I have united healthcare as my provider. has anyone had any experience with

them as to whether they approve or what? please let me know? i am in the

process of submitting my insurance letter and just curious.

Thanks

Amy<br clear=all><hr>Get more from the Web. FREE MSN Explorer download : <a

href= " http://explorer.msn.com " >http://explorer.msn.com</a><br></p>

[Guest guest]

Hi Florence,

You not only just helped but you helped me too! I have CIGNA and I

have been told I would have a fight on my hands. So, I called them Friday

and they said I was not covered. This site you gave was exactly what I

needed to inspire me to keep my gloves on and MAKE them do this.

You are an angel....Thanks!!

Sonya in Wilmington, NC

[Guest guest]

Hi Florence,

You not only just helped but you helped me too! I have CIGNA and I

have been told I would have a fight on my hands. So, I called them Friday

and they said I was not covered. This site you gave was exactly what I

needed to inspire me to keep my gloves on and MAKE them do this.

You are an angel....Thanks!!

Sonya in Wilmington, NC

[Guest guest]

Hi...

I'm and I'm new to all of this. I'm trying to get my packet

together, and of recent have found myself concerned that I won't get

insurance approval. I have just elected UHC POS as my insurance, it

will change over from my HMO in January. Did those of you that have

UHC POS find that there was no problem getting approval, or did you

need to be in a life or death situation? I'm confused and worried

about not getting the approval. I don't know what I'll do if they

refuse me.

Thanks,

=====

L Stuart

heatherstuart13@...

__________________________________________________

[Guest guest]

Hi : There's a website that has files about insuracne types and if they

pay/paid for wls. I think it's at obesityhelp.com...if anyone else knows, jump

in here. Anyway, it is a list that people who have been approved or denied have

put up which spells out which policies pay and which don't.

Most health care insurance companies write hundreds of different policies and

they negotiate a particular policy with employers. While employee a who has a

certain insurance company may be covered, it is entirely possibly that employee

b who works for a different company but has the same insurance company, has

coverage which will not cover. Unfortunately, it's a very diversified in terms

of who pays and who doesn't.

Sorry. I know I'm not help.

Flo in land

> ** Original Subject: RE: Insurance Approval (United Health

Care)

> ** >

> ** Original Date: Mon, 11 Dec 2000 06:16:13 -0700

> ** Original Message follows...

>

> Hi...

> I'm and I'm new to all of this. I'm trying to get my packet

> together, and of recent have found myself concerned that I won't get

> insurance approval. I have just elected UHC POS as my insurance, it

> will change over from my HMO in January. Did those of you that have

> UHC POS find that there was no problem getting approval, or did you

> need to be in a life or death situation? I'm confused and worried

> about not getting the approval. I don't know what I'll do if they

> refuse me.

>

> Thanks,

>

>

> =====

> L Stuart

> heatherstuart13@...

>

> __________________________________________________

>

[Guest guest]

Hi : There's a website that has files about insuracne types and if they

pay/paid for wls. I think it's at obesityhelp.com...if anyone else knows, jump

in here. Anyway, it is a list that people who have been approved or denied have

put up which spells out which policies pay and which don't.

Most health care insurance companies write hundreds of different policies and

they negotiate a particular policy with employers. While employee a who has a

certain insurance company may be covered, it is entirely possibly that employee

b who works for a different company but has the same insurance company, has

coverage which will not cover. Unfortunately, it's a very diversified in terms

of who pays and who doesn't.

Sorry. I know I'm not help.

Flo in land

> ** Original Subject: RE: Insurance Approval (United Health

Care)

> ** >

> ** Original Date: Mon, 11 Dec 2000 06:16:13 -0700

> ** Original Message follows...

>

> Hi...

> I'm and I'm new to all of this. I'm trying to get my packet

> together, and of recent have found myself concerned that I won't get

> insurance approval. I have just elected UHC POS as my insurance, it

> will change over from my HMO in January. Did those of you that have

> UHC POS find that there was no problem getting approval, or did you

> need to be in a life or death situation? I'm confused and worried

> about not getting the approval. I don't know what I'll do if they

> refuse me.

>

> Thanks,

>

>

> =====

> L Stuart

> heatherstuart13@...

>

> __________________________________________________

>

[Guest guest]

,

Hey. I am new too. When I read you email I could totally understand. I

have BCBS and I have worried about them paying. I am also working on my

packet. Do you know when we actually contact Dr. R. I am so nervous. This

is a dream come true and I don't want to do anything to mess it up. NOW, I

will slow down and breath!!!!

Good luck and if I can help in any way, PLEASE let me know. I will be

praying for all of us!!

My best,

Dedee

---- Original Message -----

To: <MiniGastricBypass (AT) egroups (DOT) com>

Sent: Monday, December 11, 2000 8:14 AM

Subject: Re: Insurance Approval (United Health Care)

> Hi...

> I'm and I'm new to all of this. I'm trying to get my packet

> together, and of recent have found myself concerned that I won't get

> insurance approval. I have just elected UHC POS as my insurance, it

> will change over from my HMO in January. Did those of you that have

> UHC POS find that there was no problem getting approval, or did you

> need to be in a life or death situation? I'm confused and worried

> about not getting the approval. I don't know what I'll do if they

> refuse me.

>

> Thanks,

>

>

> =====

> L Stuart

> heatherstuart13@...

>

> __________________________________________________

>

[Guest guest]

,

Hey. I am new too. When I read you email I could totally understand. I

have BCBS and I have worried about them paying. I am also working on my

packet. Do you know when we actually contact Dr. R. I am so nervous. This

is a dream come true and I don't want to do anything to mess it up. NOW, I

will slow down and breath!!!!

Good luck and if I can help in any way, PLEASE let me know. I will be

praying for all of us!!

My best,

Dedee

---- Original Message -----

To: <MiniGastricBypass (AT) egroups (DOT) com>

Sent: Monday, December 11, 2000 8:14 AM

Subject: Re: Insurance Approval (United Health Care)

> Hi...

> I'm and I'm new to all of this. I'm trying to get my packet

> together, and of recent have found myself concerned that I won't get

> insurance approval. I have just elected UHC POS as my insurance, it

> will change over from my HMO in January. Did those of you that have

> UHC POS find that there was no problem getting approval, or did you

> need to be in a life or death situation? I'm confused and worried

> about not getting the approval. I don't know what I'll do if they

> refuse me.

>

> Thanks,

>

>

> =====

> L Stuart

> heatherstuart13@...

>

> __________________________________________________

>

[Guest guest]

I have the same Ins.,but HMO and they approved me right away also in the

summer of 2000. I talked to DR. R well my Husband did and he said he was

behind in giving out date. Why so long all the people I spoke with on the

net has been done and new people has come and gone. I've been trying and

approved since April. Thank MJC

[Guest guest]

I have the same Ins.,but HMO and they approved me right away also in the

summer of 2000. I talked to DR. R well my Husband did and he said he was

behind in giving out date. Why so long all the people I spoke with on the

net has been done and new people has come and gone. I've been trying and

approved since April. Thank MJC

[Guest guest]

Hi ,

Welcome to our family!

I am sorry can't help you with insurance questions tho. I was a self-pay because

my insurance is ran by neanderthals (sp) you understand, cave men.

Trudy

Re: Insurance Approval (United Health Care)

Hi...

I'm and I'm new to all of this. I'm trying to get my packet

together, and of recent have found myself concerned that I won't get

insurance approval. I have just elected UHC POS as my insurance, it

will change over from my HMO in January. Did those of you that have

UHC POS find that there was no problem getting approval, or did you

need to be in a life or death situation? I'm confused and worried

about not getting the approval. I don't know what I'll do if they

refuse me.

Thanks,

=====

L Stuart

heatherstuart13@...

__________________________________________________

[Guest guest]

Hi ,

Welcome to our family!

I am sorry can't help you with insurance questions tho. I was a self-pay because

my insurance is ran by neanderthals (sp) you understand, cave men.

Trudy

Re: Insurance Approval (United Health Care)

Hi...

I'm and I'm new to all of this. I'm trying to get my packet

together, and of recent have found myself concerned that I won't get

insurance approval. I have just elected UHC POS as my insurance, it

will change over from my HMO in January. Did those of you that have

UHC POS find that there was no problem getting approval, or did you

need to be in a life or death situation? I'm confused and worried

about not getting the approval. I don't know what I'll do if they

refuse me.

Thanks,

=====

L Stuart

heatherstuart13@...

__________________________________________________

[Guest guest]

Hi ,

Welcome aboard!!

On Mon, 11 Dec 2000 05:14:06 -0800 (PST) Stuart

writes:

> Hi...

> I'm and I'm new to all of this. I'm trying to get my packet

> together, and of recent have found myself concerned that I won't get

> insurance approval. I have just elected UHC POS as my insurance, it

> will change over from my HMO in January. Did those of you that have

> UHC POS find that there was no problem getting approval, or did you

> need to be in a life or death situation? I'm confused and worried

> about not getting the approval. I don't know what I'll do if they

> refuse me.

>

> Thanks,

>

>

> =====

> L Stuart

> heatherstuart13@...

>

> __________________________________________________

>

[Guest guest]

Hi ,

Welcome aboard!!

On Mon, 11 Dec 2000 05:14:06 -0800 (PST) Stuart

writes:

> Hi...

> I'm and I'm new to all of this. I'm trying to get my packet

> together, and of recent have found myself concerned that I won't get

> insurance approval. I have just elected UHC POS as my insurance, it

> will change over from my HMO in January. Did those of you that have

> UHC POS find that there was no problem getting approval, or did you

> need to be in a life or death situation? I'm confused and worried

> about not getting the approval. I don't know what I'll do if they

> refuse me.

>

> Thanks,

>

>

> =====

> L Stuart

> heatherstuart13@...

>

> __________________________________________________

>

[Guest guest]

I had United Health Care POS and assuming it's the same, I was approved hassle

free. I had a BMI of @ 45 and by everyone's standards was " morbidly obese " or

whatever they're calling it now. From what I have seen on this list, UHC was

really the best insurance to have! Hope your experience is as good as mine!

Love,

Sperb

>>> heatherstuart13@... 12/11/00 05:14AM >>>

Hi...

I'm and I'm new to all of this. I'm trying to get my packet

together, and of recent have found myself concerned that I won't get

insurance approval. I have just elected UHC POS as my insurance, it

will change over from my HMO in January. Did those of you that have

UHC POS find that there was no problem getting approval, or did you

need to be in a life or death situation? I'm confused and worried

about not getting the approval. I don't know what I'll do if they

refuse me.

Thanks,

=====

L Stuart

heatherstuart13@...

__________________________________________________

[Guest guest]

I had United Health Care POS and assuming it's the same, I was approved hassle

free. I had a BMI of @ 45 and by everyone's standards was " morbidly obese " or

whatever they're calling it now. From what I have seen on this list, UHC was

really the best insurance to have! Hope your experience is as good as mine!

Love,

Sperb

>>> heatherstuart13@... 12/11/00 05:14AM >>>

Hi...

I'm and I'm new to all of this. I'm trying to get my packet

together, and of recent have found myself concerned that I won't get

insurance approval. I have just elected UHC POS as my insurance, it

will change over from my HMO in January. Did those of you that have

UHC POS find that there was no problem getting approval, or did you

need to be in a life or death situation? I'm confused and worried

about not getting the approval. I don't know what I'll do if they

refuse me.

Thanks,

=====

L Stuart

heatherstuart13@...

__________________________________________________

[Guest guest]

In a message dated 12/11/00 5:17:35 AM Pacific Standard Time,

heatherstuart13@... writes:

>

> Hi...

> I'm and I'm new to all of this. I'm trying to get my packet

> together, and of recent have found myself concerned that I won't get

> insurance approval. I have just elected UHC POS as my insurance, it

> will change over from my HMO in January. Did those of you that have

> UHC POS find that there was no problem getting approval, or did you

> need to be in a life or death situation? I'm confused and worried

> about not getting the approval. I don't know what I'll do if they

> refuse me.

>

> Thanks,

>

>

>

I have UHC POS and they could not have been nicer. I had approval almost

immediately (16hrs). I think it depends on your employer though and the way

the policy is written. I work for American Airlines and it was no problem. I

have my surgery a week from Friday. Can't believe it is so soon!!!

Best of luck,

Joni

[Guest guest]

In a message dated 12/11/00 5:17:35 AM Pacific Standard Time,

heatherstuart13@... writes:

>

> Hi...

> I'm and I'm new to all of this. I'm trying to get my packet

> together, and of recent have found myself concerned that I won't get

> insurance approval. I have just elected UHC POS as my insurance, it

> will change over from my HMO in January. Did those of you that have

> UHC POS find that there was no problem getting approval, or did you

> need to be in a life or death situation? I'm confused and worried

> about not getting the approval. I don't know what I'll do if they

> refuse me.

>

> Thanks,

>

>

>

I have UHC POS and they could not have been nicer. I had approval almost

immediately (16hrs). I think it depends on your employer though and the way

the policy is written. I work for American Airlines and it was no problem. I

have my surgery a week from Friday. Can't believe it is so soon!!!

Best of luck,

Joni

[Guest guest]

In a message dated 12/11/00 6:42:38 PM Pacific Standard Time,

AKnowItAll@... writes:

> What is united healthcare pos?

POS = Point Of Service

It is not an HMO, but you do have a primary care physician and use doctors on

a list UHC gives you. These doctors agree to take a reduced fee for being

part of the UHC network. Hope that explains it.

Joni

MGB 12/22/00

232/150/132

[Guest guest]

In a message dated 12/11/00 6:42:38 PM Pacific Standard Time,

AKnowItAll@... writes:

> What is united healthcare pos?

POS = Point Of Service

It is not an HMO, but you do have a primary care physician and use doctors on

a list UHC gives you. These doctors agree to take a reduced fee for being

part of the UHC network. Hope that explains it.

Joni

MGB 12/22/00

232/150/132

[Guest guest]

What is united healthcare pos? what does the pos stand for?

Re: Insurance Approval (United Health Care)

I had United Health Care POS and assuming it's the same, I was approved hassle

free. I had a BMI of @ 45 and by everyone's standards was " morbidly obese " or

whatever they're calling it now. From what I have seen on this list, UHC was

really the best insurance to have! Hope your experience is as good as mine!

Love,

Sperb

>>> heatherstuart13@... 12/11/00 05:14AM >>>

Hi...

I'm and I'm new to all of this. I'm trying to get my packet

together, and of recent have found myself concerned that I won't get

insurance approval. I have just elected UHC POS as my insurance, it

will change over from my HMO in January. Did those of you that have

UHC POS find that there was no problem getting approval, or did you

need to be in a life or death situation? I'm confused and worried

about not getting the approval. I don't know what I'll do if they

refuse me.

Thanks,

=====

L Stuart

heatherstuart13@...

__________________________________________________

[Guest guest]

What is united healthcare pos? what does the pos stand for?

Re: Insurance Approval (United Health Care)

I had United Health Care POS and assuming it's the same, I was approved hassle

free. I had a BMI of @ 45 and by everyone's standards was " morbidly obese " or

whatever they're calling it now. From what I have seen on this list, UHC was

really the best insurance to have! Hope your experience is as good as mine!

Love,

Sperb

>>> heatherstuart13@... 12/11/00 05:14AM >>>

Hi...

I'm and I'm new to all of this. I'm trying to get my packet

together, and of recent have found myself concerned that I won't get

insurance approval. I have just elected UHC POS as my insurance, it

will change over from my HMO in January. Did those of you that have

UHC POS find that there was no problem getting approval, or did you

need to be in a life or death situation? I'm confused and worried

about not getting the approval. I don't know what I'll do if they

refuse me.

Thanks,

=====

L Stuart

heatherstuart13@...

__________________________________________________