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Re: Digest Number 2650

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Just a word of advice for those of you that are denied. Please contact your

insurance commissioner for your state to see what " appeal " rights you have.

For instance, here in NC we are allowed three appeals. At that final appeal,

you have the right to meet with the panel and plea your case. When I did, I

asked my insurance carrier for a detailed expense summary of what it cost

them to care for me for the number of years I was a member (Kaiser). This

did cost me $25, but it also saved my life in the long run because they

approved me. Know what criteria they are looking for ahead of time and

approach them in an orderly fashion. Don't take no for an answer. Hang in

there, it took me seven long months of crying but they finally did approve me

.... extremely happy now at over 200 pounds lost thus far! Remember, each

tear will make you stronger ... we are all with you.

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Just a word of advice for those of you that are denied. Please contact your

insurance commissioner for your state to see what " appeal " rights you have.

For instance, here in NC we are allowed three appeals. At that final appeal,

you have the right to meet with the panel and plea your case. When I did, I

asked my insurance carrier for a detailed expense summary of what it cost

them to care for me for the number of years I was a member (Kaiser). This

did cost me $25, but it also saved my life in the long run because they

approved me. Know what criteria they are looking for ahead of time and

approach them in an orderly fashion. Don't take no for an answer. Hang in

there, it took me seven long months of crying but they finally did approve me

.... extremely happy now at over 200 pounds lost thus far! Remember, each

tear will make you stronger ... we are all with you.

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