INSURANCE WOES??

[Guest guest]

Hi Everyone:

Attention: Margaret, Carla and all December pre-ops !

I talked with my insurance yesterday(Aetna).. There are three other

anestetiologists in the area that are under the in-network agreement.

So, call your insurance and ask for anestialogists in that area

in-network..

She also said that the anestiologists are under the hospitals umbrella

of in-network. She said because the hospital is in-network they will pay

the customary 90%. She did say that I would be responsible for the 10%

of the negotiated charges unless Durham Anest. fought the in-network

thing. Since they do not have a direct agreement to take the negotiated

price for services. Also, she said that I SHOULD GO ELSEWHERE IF

POSSIBLE!

Elsewhere for anestiathia that is.. So she guided me to the webpage that

gives their names and phone numbers.

I also talked with Barbara at Dr. R. office. She said that as far as she

knew Durham Anest. was the only ones in the area so that is all they

used, but that if there were others, that it should be fine... I will

email Dr. R. for a confirmation of this today..

I do not know about ya'll, I am BROKE but I must have this before Dec.

31 because my insurance is changing on Jan. 1, 2001. So, I really do not

know what I will do... There is some serious prayer for guidance going

on in my house...

I am going to rant now....

I have had this surgery scheduled over 3 weeks now.. I scheduled it 6

weeks out so I could come up with the $1255.00. This $1255.00 is already

cutting my children's Christmas down almost to nothing.. So, I do not

have anymore to get. I have squeezed the proverbial turnip all that I

can squeeze. I do not know now what to do.. I will not borrow from

anyone, I do not have it, I do not have a credit card with $910.00 on

it.. So any great words of wisdom out there??

I do know that I will try to find another Anest. today and if not, I

will do think about it til Friday and then I will do whatever I must

do. I will have some kind of WLS before 12/31/00.

Thanks for listening,

in GA