That $1255 Up Front To Dr. R...

[Guest guest]

I have worked in the medical arena since the 1980's.

The insurance industry are often terribly slow payers.

When someone works a job, they expect to be paid

timely.

For a moment, just imagine if you worked at your job

and you were expecting a check on Friday, Friday rolls

around and there's no check... when you ask about your

check, you get bounced around, lied to, told the check

is in the mail etc...

That's what it is like for Dr. R's practice (and many

other doctors, dentists, hospitals and the like). The

insurance industry pays seemingly, when they " feel

like it " .

Now, in contrast, think about when you go to the

store, better yet, the laundry mat... you want a

service or good. They want their money UP FRONT

before you get the good or the service. You put the

quarter in first, and then you get to wash your

clothes... Why? Because they are not a creditor and

don't want to be.

Dr. R isn't being unreasonable for asking for a down

payment. He rightfully wants to be paid for a job

that he is doing (a very fine job I might add).

Now I know that you may be financially pressed, but so

are lots of people. Dr. R can't be a creditor to the

insurance company. By that I mean, each day he goes

unpaid by the insurance company, is a day that they

are using HIS money to gain interest...

So to avoid being used as an insurance creditor, he

rightfully asks for the " down payment " . I can't say

that I blame him.

It also seems that if he makes exceptions to this

rule, it puts him in an awkward position. Some will

be angry because he didn't make an exception for them.

So the wisest thing for him to do is to make it a

standard across the board.

With all that said, is there anybody family, friends,

neighbor, co-workers, church members, those on this

list, payroll advances, etc. who are WILLING to be a

creditor for your insurance company? Let them step

forward QUICKLY. They would be asked to give you

$1000 plus the clinic visit fee TODAY and wait until

whenever the insurance industry feels like paying them

back, and with NO INTEREST.

Well, this is exactly what you are asking Dr. R to do

by asking him to waive the fee.

Sincerely,

__________________________________________________

[Guest guest]

Just a thought on this topic. My insurance pays for everything in

advance in order to receive the cash discount. When I had my surgery

they fed exed payment the day before for myself and 2 other girls also

having surgery. I dont know much about other insurance companies, but

maybe if this was an option it would be a way to get around having to

have the money up front? Cant hurt to ask!!

in Michigan