Medicare part D

[Guest guest]

I have not tried to fill out the site, but I have heard some interesting

things.

1. Most states have different plans, here in Georgia we have eighty-two plans

to choose from.

2, Even experts have a great deal of trouble choosing a plan for certain

common conditions

3. The US Government website has had a great deal of trouble with the web

site and the information on the web site.

4. Of the people on medicare, seventy-five percent are not computer active.

5. I have heard that if you don't choose a plan this year, of course you must

be medicare eleigible, there is a penelty to choose a plan later, and that

depending on the state, the penelty can be sever. I've even heard that it is

recommended that if one is undecided or opts to not participate, it is better to

choose the lowest cost plan so as to retain association with the eligibility

of a plan.

6. Congress is aware of the problems but cannot do anything as there is just

not time to do anything. It also makes a great plank for the 2008 election.

that's right 2008.

7. The proper plan choices can have significant savings for a person

depending on their income, current coverage, resources, available plan, and

current

and/or expected meds.

Lots of Luck with all that if you are now Medicare elegible and trying to

investigate this issue or if you will be Medicare elegible within the next three

years (or maybe even longer), or if you have a sibling, parent, child, or

friend who is trying to make any decision on Medicare drug assistance. That

likely

includes just about all of us.

Once I tried to help my mother-in-law with a decision about " Medigap

Insurance " and that was an extremely frustruating experience. Trying to evaluate

coverages from different companies, the associated costs, the likelyhood of

need,

the acceptance of coverage by her local hospitals, etc. Finally made the

decision by picking a " name " company and just hoped for the best.

Best wishes, Poncho - GA

[Guest guest]

In a message dated 11/14/2005 10:13:03 PM Eastern Standard Time,

jgardner11@... writes:

...I think I'd rauther do my own liver

biopsy than look at that again....

I tried that once but the anesthetic made me so sleepy I kept forgetting what

I was doing.

Best wishes, Poncho - GA

[Guest guest]

OK, here's the question-o-the day. Has anybody besides me tried to

fill out the online medicare prescription coverage forms through that

nifty goernment website yet??? Wanna compare notes and/or rant and

rave about it??? It's so much fun when the darn thing changes formats

daily or doesn't work at all. Just curious about other peoples

exreriences and insight.

[Guest guest]

I'm investigating that right now. I didn't know you could do it

online, though, so I'll have to give that a try.....if I can, that is.

My problem is that I already have prescription coverage through my

husband's insurer, and they are " supposed " to send me an analysis of

their costs for me to compare against the medicare sponsored groups.

To date, I haven't received anything at all, except the Medicare

notices, so I don't have anything that I need to make any comparisons.

This whole thing is so confusing, I'm not sure what to do. I'll take

a look at the online forms and get back to you, as I'm sure I'll have

questions.

With love, hope and prayers,

Heidi

Heidi H. Griffeth

SC State & SC Regional Rep

PAI

Note: All comments or advice are based on personal experience or

opinion, and should not be substituted for consultation with youre

medical professional.

[Guest guest]

Medicare Part D mess is the only thing I can think of that makes me

say " thank the Good Lord I have Tricare " ! I tried to help someone else

with it and my head nearly blew up. I think, since they're on

Medicaid, they get the standard with no deductables and no premium,

but I can't be sure. The book contradicts the website, the website

contradicts the Blue Cross book....I think I'd rauther do my own liver

biopsy than look at that again....

Margaret

> OK, here's the question-o-the day. Has anybody besides me tried to

> fill out the online medicare prescription coverage forms through

that

> nifty goernment website yet???

[Guest guest]

If I remember correctly, you can fill out the forms and then there is

a place to add in your exixting coverage. Keep in mind I've been

playing with this off and on since late last week and I've seen a

number of changes. So, it may be different when you get to it.

Hopefully it'll be easier and more stable when you get to it.

Regards,

Chris

[Guest guest]

You've pretty much hit everything I've run into so far I think the

most frustrating part is the forms/website has changed numerous times

in the past week. I'll try to keep posting as I go through the

process. I like most here that are eligible, fall into the

catastrophic level of coverage and haven't found out too many details

as to what this means as far as copay, premiums etc.

Regards,

Chris