Guest guest Posted June 18, 2009 Report Share Posted June 18, 2009 Hi Tony, I went with AARP plan J for the secondary. It costs me 135. per mo. but I don't have have co-pays other than 40.00for the cataract. My eye surgery was done a month apart so I got two pair of glasses free. So I have one into sunglasses.None when I see any Dr though. I also have AARP RX thats 52.00 monthly and my meds as long as they are Generics they're free..... well mail order, three weeks worth. No charge to me. We read so much we just finally went with these two plans. Good Luck with this hunt. i hated it. they try so hard to confuse seniors -- they succeeded. :(Love and Prayers, Peggy IPF 2004, FloridaWorry looks around, Sorry looks back, Faith looks up. OK peoples I need help to find a medigap or whatever the hell its called- I need something to pay the amount left over from medicae part b on out patient surgery for cataracts- Ideaa anyone oh yea its here in Gods play ground (Louisiana) Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 18, 2009 Report Share Posted June 18, 2009 Tony When it comes to Medigap, the plans are set by Medicare so the only difference between two different insurers on the same plan is the price. There are several different levels of plans and there are some good charts available on medicare.gov to help you understand the differences. If you are 65 then all are available to you. However, if you are under 65 and getting medicare as a result of disability, then the plans offered vary by state. The tools on medicare.gov will actually bring up the plans and prices, but the prices can vary based on age. AARP as Peggy mentioned is very popular. However, for those of us under 65 they only offer Plan A in Texas. The only carrier in Texas offering Plan D or higher for those under 65 was a small insurer, Sierra. In fact even on Plan A they were $62 per month cheaper than AARP. I'd suggest spending some time wading through the plans and prices. Also, if you've already checked the major plans like AARP and Aetna and United, then I found a company which represents many of the others very helpful. I checked their recommendation carefully and found out they were right. This is medigap360.com. Your other option is Medicare Advantage plans but I don't know their availability and desirability in Louisiana. In some places they are very good. In Texas they are horrible. Most in Texas are not PPO or HMO but PFFS (Pay fee for service) and I don't have a single doctor who will accept any of them. Do a little checking and if you have more questions feel free to ask and I'll try to help. > > OK peoples I need help to find a medigap or whatever the hell its called- I need something to pay the amount left over from medicae part b on out patient surgery for cataracts- Ideaa anyone oh yea its here in Gods play ground (Louisiana) > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2009 Report Share Posted June 21, 2009 would i be able to sign up for AARP insurance and have coverage. Eventhouugh it would be an illness prior. patti Friend 7'06 ipf, 2'067 Pulm HTN, raynauds, scleroderma, etc > > > > OK peoples I need help to find a medigap or whatever the hell its > called- I need something to pay the amount left over from medicae > part b on out patient surgery for cataracts- Ideaa anyone oh yea its > here in Gods play ground (Louisiana) > Quote Link to comment Share on other sites More sharing options...
Guest guest Posted June 21, 2009 Report Share Posted June 21, 2009 If you are eligible for medicare and sign up on your first opportunity then there is no exclusion for preexisting clauses. If you are attempting to switch medigap policies or make other changes, then there is an annual open enrollment period to make changes. > > > > > > > > OK peoples I need help to find a medigap or whatever the hell its > > called- I need something to pay the amount left over from medicae > > part b on out patient surgery for cataracts- Ideaa anyone oh yea its > > here in Gods play ground (Louisiana) > > > Quote Link to comment Share on other sites More sharing options...
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