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insurance update..decided

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ok, I have heard pretty much nothing but bad from Kaiser..so they are out. Cigna

doesn't cover our local hospital, so in an emergency we would have to drive

almost an hour to the one who does...so they are out. Down to BlueChoice and

United...only differences: United doesn't charge a co-pay of immunizations or

mammograms, with United I don't have to pick a PCP(which I like), and those are

the only differences...so I have decided to go with United, partly because every

doc in our town has them already, and partly because, in talking to others, Blue

fights you in payment on some mental health issues about payment..etc....oh, and

you will get a HUGE kick out of this...talked to our office..CCO(which I told

you was 100 more a month) the ONLY difference is that with the CCO you can

nominate a doc..WFT? that is not to day they will be accepted or that the doc

themselves will not deny, you just have the OPTION to...now why the heck are you

going to pay 100 a month extra just for that???? That is the only difference,

all the benefits are exactly the same...you are just paying 100 a month for your

opinion and they might not even listen to it...what a crock!!!!

Missy in AL

wife, mother, homesteader, writer, student, teacher, dreamer

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