Re: Finally - a glimmer of hope

[Guest guest]

In a message dated 8/18/2000 12:04:50 PM Eastern Daylight Time,

srozycki@... writes:

<< Thanks to everyone, this is a great place to vent.

, BMI 53, Denver, NC MGB hopeful since 2/18.

>>

Good Luck to you !!!!!!! I know how hard the waiting can be!!!!!

Cathy Morrow in Lenoir, NC

BMI 42

A journey of a thousand miles begins with a single step

[Guest guest]

, I have a plan with Aetna that also have an endemidy(?) plan. I will be

using that part of my plan to pay Dr.R. That includes a $500 deductable, then

thay pay 80% of " reasonable and customary " I have a $2500 " out of pocket "

cap.The Aetna Hmo portion of my plan is paying for as they are in

network. I got a refferal(for ) from my PCP(a must) and my co-pay

is...$100!

Kathie265

[Guest guest]

In a message dated 8/18/2000 1:06:13 PM Eastern Daylight Time,

srozycki@... writes:

<< Thanks, Cathy, you have kind words for everyone. You always seem

upbeat. Where are you in the process? I hope you will be able

to " dance " soon. We don't live too far from each other, you are on

on side of Hickory and I am on the other, Lenoir is about 45 min from

me up 321. (maybe less now that it is opened all the way to 40)

>>

Thank you . I wouldn't exactly call me upbeat, I just truly believe

everyone on this site is so deserving to have this chance at a new life. I

know what its like to have suffered all your life with the social ridicule

and the physical problems being morbidly obese (I hate those words) causes. I

feel so much empathy for everyone so that when someone gets Ins. approval or

Dr. R approves a packet or someone can self pay then I am as thrilled as if

it were happening to me. I just try not to let it get me down cause I know

one way or the other God willing I'll get there too!! is looking at my

Ins. book today (I have United Healthcare of NC) to see if I have a chance.

They denied me off of Dr. R's first letter and told me in the denial that I

could not appeal it, so is checking it out for me (she's a wonderful

lady) so my packet is about half done, have to finish all my test with my PCP

and then he will write my letter and get my records. I've just been waiting

to see what will happen with my Insurance. Well, I wrote you a book LOL LOL.

sorry about that I get carried away sometimes. Thanks for asking about me!!

Cathy Morrow in Lenoir, NC

BMI 42

A journey of a thousand miles begins with a single step

[Guest guest]

Hi!

As a RN and a pt suffering with depression also on prozac, I wanted

to

say that you go girl! You fight for yourself and take a hold of this

situation and make them answer to you at the very least.

Georgia

> Hi,

>

> I just hung up from my Sr. benfits rep. She has been checking into

> the coverage that I can choose from in November. I currently have

> Cigna and they are a no go. Coventry also excludes WLS. But we can

> choose an indemnity plan through CoreSource which is a higher cost

to

> me. It will include some WLS if it is medically necessary. I

> certainly qualify for that. There are some clauses in the plan

which

> made my benefits rep. a little uneasy and unsure. There is

something

> in there about multiple surgeries, that didn't make sense to her.

> She is going to clarify the meaning. She promised me she would get

> something in writing assuring me I would be covered before I

choose.

> I asked her if we had the " cheapest " plan Cigna had to offer, she

> said no we actually have the high end plan. I asked her to check

> with our Corporate legal dept. to question if they think Cigna is

> discriminating against me, since morbid obesity is a disability. I

> told her that they may be putting the company at risk, if they were

> offering an unfair plan I also asked her to find out from her Cigna

> Sales rep, if there is a different contract to choose from. She

has

> been great, but I am not naive, I know she has her job to do and

that

> includes keeping the cost down for the company.

>

> I hate to get my hopes up but maybe just maybe I can do the dance

> early next year. I started researching this in January and went to

> my clinic on February 19th. I even had the now un-needed psych

exam.

> February 2001 doesn't seem so far away, if I get approved. Does

> anyone know much about indemnity plans? It sounds like the old way

> of doing things. I can choose my DRs. I pay 20% and 80% is

covered.

> Please pray that this works out for me. I am really starting to

feel

> the affects of my co-morbidities and I find myself getting very

> depressed, even though I already take Prozac. Boy do we bare our

> souls to each other.

>

> I have been without a computer at home. It made me realize how

> addicting this list is. I am at work, and I can't help but logging

> on to check what is going on. I am so afraid I will miss

something.

>

> Thanks to everyone, this is a great place to vent.

>

> , BMI 53, Denver, NC MGB hopeful since 2/18.

[Guest guest]

Thanks, Cathy, you have kind words for everyone. You always seem

upbeat. Where are you in the process? I hope you will be able

to " dance " soon. We don't live too far from each other, you are on

on side of Hickory and I am on the other, Lenoir is about 45 min from

me up 321. (maybe less now that it is opened all the way to 40)

> In a message dated 8/18/2000 12:04:50 PM Eastern Daylight Time,

> srozycki@s... writes:

>

> << Thanks to everyone, this is a great place to vent.

>

> , BMI 53, Denver, NC MGB hopeful since 2/18.

>

> >>

>

> Good Luck to you !!!!!!! I know how hard the waiting can

be!!!!!

>

> Cathy Morrow in Lenoir, NC

> BMI 42

> A journey of a thousand miles begins with a single step

[Guest guest]

Cathy, can you not change insurance companies? There has to be SOME

hope!

> In a message dated 8/18/2000 1:06:13 PM Eastern Daylight Time,

> srozycki@s... writes:

>

> << Thanks, Cathy, you have kind words for everyone. You always

seem

> upbeat. Where are you in the process? I hope you will be able

> to " dance " soon. We don't live too far from each other, you are

on

> on side of Hickory and I am on the other, Lenoir is about 45 min

from

> me up 321. (maybe less now that it is opened all the way to 40)

> >>

>

> Thank you . I wouldn't exactly call me upbeat, I just truly

believe

> everyone on this site is so deserving to have this chance at a new

life. I

> know what its like to have suffered all your life with the social

ridicule

> and the physical problems being morbidly obese (I hate those words)

causes. I

> feel so much empathy for everyone so that when someone gets Ins.

approval or

> Dr. R approves a packet or someone can self pay then I am as

thrilled as if

> it were happening to me. I just try not to let it get me down cause

I know

> one way or the other God willing I'll get there too!! is

looking at my

> Ins. book today (I have United Healthcare of NC) to see if I have a

chance.

> They denied me off of Dr. R's first letter and told me in the

denial that I

> could not appeal it, so is checking it out for me (she's a

wonderful

> lady) so my packet is about half done, have to finish all my test

with my PCP

> and then he will write my letter and get my records. I've just been

waiting

> to see what will happen with my Insurance. Well, I wrote you a book

LOL LOL.

> sorry about that I get carried away sometimes. Thanks for asking

about me!!

>

> Cathy Morrow in Lenoir, NC

> BMI 42

> A journey of a thousand miles begins with a single step