I THINK MY PRAYERS HAVE BEEN ANSWERED!!!!!!!!!!

[Guest guest]

While going through my soon-to-be-husband's insurance benefits

manual, we found coverage exists for surgery for morbid obesity. His

company's insurance is self-funded too. (We had planned to marry

November 10). Now I have alot of questions. T. if you don't

mind someone else leaning on you HELP, please. My existing coverage

is through BC/BS of SC 100% funded by my employer. I know the

potential war that exists there. I don't want to drop this coverage

because of my daughter. Once we are married he can cover me within

the 30 day period. Now all of the questions:

1. Is morbid obesity considered pre-existing? Would this apply if I

have existing health coverage?

2. There is a clause under the coordination of benefits which states

that if the " other plan does not incorporate a coordination of

benefits provision it is the primary plan " and the plan covering the

patient as an employee is the primary plan. does this mean that if

BC/BS turns me down this plan will automatically pick it up?

3. This plan will always pay either its regular benefits in full or

a reduced amount when added to other plans benefits so that coverage

will be equal to 100% of allowable expenses. does that give me more

fighting power with BC/BS?

, at one time you had posted your telephone number. I have

given my notebook with contacts and all relavent info to my PCP for

him to review. Could you either e-mail privately with this or post

again. I really would like to talk with you about this. (We may

move our wedding date up just to put this into action). I am so

excited about this discovery.

Thanks to everyone for being there and being encouraging...Prayers

can truly be answered.

Eagerly, enthusiasticly, and more than anxiously awaiting,

A-J

Hopefully doing the dance sooner than expected.

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