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As a suggestion to newcomers who are just beginning the process - learn from

my mistakes and roadblocks.

Insure that your PCP sends records documenting previous weight loss methods

and results - my insurance company insists upon having these records - Dr.

Rutledge cannot send these records - he can only send his OWN records only

your PCP can send these records

Insure that you ALWAYS record the name, date and time as well as notes of any

phone call you make to anyone regarding your attempt to be approved for

surgery

Most insurance companies require an actual clinic visit before they will even

consider your insurance request.

Keep copies of everything. If your PCP sends a letter on your behalf ask

him/her to fax and/or mail you a copy. Keep copies of all emails, notes of

all phone calls, copies of all letters, etc.

Check, double check and triple check all phone numbers and fax numbers for

the insurance companies - I think they deliberately give you the wrong

numbers. I went through 4 different fax numbers (all given by the insurance

company) before the 5th fax number was actually the correct one. Debbie has

even worse nightmare experiences with more runarounds and wrong numbers given

by insurance companies.

Don't be a wimp. Demand, demand, demand. Don't let the insurance company

wear you down. Let them know you are in it for the long haul. If necessary

call them every morning and every afternoon until you get the result you want.

I hope this helps someone.

janice

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