Guest guest Posted August 31, 2000 Report Share Posted August 31, 2000 Hi I have been hoping to have the MGB with Dr. since 2/19. I have Cigna/HMO and was turned down due to an exclusion. I hired a lawyer and appealed and still lost. I now have a complaint into the NC insurance commisssion. I doubt that will change things. Another twist with Cigna, is they also have a clause they states they will not pay for any complications related to any surgery they did not approve of or they excludes. That is why I could not be a self-pay, just in case there were complications, a long term hospital stay or additional surgerys would wipe us out. I couldn't take that chance. Check your policy for that clause. Now on a good note...With the help of my benefits manager we researched the plans my company offers and I will be able to go have surgery in January through CoreSource. This is because this is a self funded plan my company offers. I don't know how many of you have the option to change insurance plans yearly, if you do, investigate them all. Thanks, , MGB hopeful, January looks good. Quote Link to comment Share on other sites More sharing options...
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