Guest guest Posted August 21, 2000 Report Share Posted August 21, 2000 ....yes you got it. So is it a straight exclusion? Or what? LOL, I am totally lost. Tania in land Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 21, 2000 Report Share Posted August 21, 2000 taniaday2@... wrote: > > Hey ...I have a question I hope that you can answer.... > > I wrote to The land Insurance Commissioner hopeing to turn around > my Insurances decision. Well they just wrote be back saying they > looked into it and said they were not going to turn the decision > around because they were informed that this surgery is an exclusions > under my contract. Is the part below under " Exclusions? " " Medical or surgical treatment for obesity unless otherwise specified in Part IV " . I am guessing that is an exclusion. Part IV is probably things that are *covered,* not the excluded things, so it wouldn't be surprising if you don't find obesity in the covered part under Part IV. Unless I'm not following along. Kind regards, > When I look in Part IV it doesn't > mention anything to do with Morbid Obesity or even just obesity. > Now, I am working with a Insurance broker to find insurance for my > hubby's new employer. And I was thinking I could get her to look at > this handbook (she highly recommends the insurance we currently have) > and see what she gets out of it like maybe it is excluded unless > medicall necessary (maybe that is what is hidden in Part IV). I am > self paying in the meantime but want to know would it be to my > benefit to try and keep fighting. Out of all this, if it makes > sense, what do you think??? LOL > > Tania in land > > > > This message is from the Mini-Gastric Bypass Mailing List at Onelist.com > Please visit our web site at http://clos.net > Get the Patient Manual at http://clos.net/get_patient_manual.htm > > To Unsubscribe Send and Email to: MiniGastricBypass-unsubscribe (AT) egroups (DOT) com Quote Link to comment Share on other sites More sharing options...
Guest guest Posted August 21, 2000 Report Share Posted August 21, 2000 taniaday2@... wrote: > > ....yes you got it. So is it a straight exclusion? Or what? LOL, I am > totally lost. > > Tania in land Sounds like an exclusion to me. You have an argument that it doesn't specifically refer to " morbid obesity " but for the time and effort you may have to expend to get them to see it your way, you can change companies sooner and a lot cheaper. Just my 2 cents. Quote Link to comment Share on other sites More sharing options...
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