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Can you comment on this poor girls exclusion. The lady at the

insurance company told her that the surgery is excluded and not to

bother with an appeal because it won't get past her desk. Does she

have some hope with and appeal? She's such a sweet girl.

From: <steague99@y...>

Date: Thu Aug 3, 2000 1:45pm

Subject: Stormy you are right!!!!

Just as you told me to I got my insurance book and this is word for

word what is says about my " excluded services " .

This group coverage does not cover the following expenses: #22.

Services or supplies rendered for weight reduction or treatment of

morbid obesity. This includes any surgical procedure or reversal

thereof. this does not include services or supplies that are

determined by the company to be Medically Necessary.....Now I have a

reason to fight like hellllll....

Sorry for the bad word but now I know that, that WOMAN was just being

nasty.

(fighting for what I believe in)

Denied on 8-1-00 first letter

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