Please Help anyone know about COBRA??!!

[Guest guest]

I was hoping I could get some advice. I recently left my place of

employment and recieved from them in February the offer to continue

my insurance by paying the COBRA premium within 60 days, I sent them

the payment amount by certified mail, it was recieved by them the

next day and cashed. I just recieved a letter from my insurance

company that my policy terminated on March 1st - but I already paid

the premium in full and on time for the month of March- my prior

employer is telling me COBRA doesnt have record of my continuance-

they claim they are researching the problem and will call me monday.

My surgery is on April 16th and I am afraid of a delay of the

problem being corrected and dont know what to do. They have to

reinstate my insurance dont they? Does this affect my approval for

the surgery - I am so scared - Please advise if you can

Thank you

Evette

[Guest guest]

Evette,

I have a medical insurance background, so I was suprised by your

insurance trying to cancel you like that. As long as you paid the

premium on time and they cashed it, I don't see how they can

terminate you without cause. I'd be happy to try to help you, but I

need more info. If you're interested, write me at

r.whitesel@...

When did your regular policy terminate and COBRA begin?

What was the reason they gave for termination? This is important, so

find out before you take any action.

What state are you in?

What kind of insurance did/do you have?

Did you request coverage for surgery before you terminated?

[Guest guest]

Evette,

Provided that you can prove to the insurance company you made that payment,

you should be just fine. I have had my share of insurance issues. Each

time they just went back to the date my coverage was supposed to start.

Don't let them push you around! If they can get away with it why would they

want to pay for such an expensive surgery? They would love to have you put

your surgery on hold and not end up paying for it. Now they know it's just

a matter of time before you will no longer be covered by them. Hope that

makes sense. You know that you have coverage and they have the money. Just

keep on them. You should definitely have something worked out with them by

the time of your surgery.

~

Please Help anyone know about COBRA??!!

> I was hoping I could get some advice. I recently left my place of

> employment and recieved from them in February the offer to continue

> my insurance by paying the COBRA premium within 60 days, I sent them

> the payment amount by certified mail, it was recieved by them the

> next day and cashed. I just recieved a letter from my insurance

> company that my policy terminated on March 1st - but I already paid

> the premium in full and on time for the month of March- my prior

> employer is telling me COBRA doesnt have record of my continuance-

> they claim they are researching the problem and will call me monday.

> My surgery is on April 16th and I am afraid of a delay of the

> problem being corrected and dont know what to do. They have to

> reinstate my insurance dont they? Does this affect my approval for

> the surgery - I am so scared - Please advise if you can

>

> Thank you

>

> Evette

>

>

>

>

>