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Re: Insurance help!

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to get my insurance (blue cross) to cover the surgery, i had to have

the OS write a letter stating why the procedure was a medical

neccessity. They are used to doing it all, so they handled it for me,

so i would suggest asking the OS if he has any experience with

insurance and if he can help you out.

if he says he doesn't know what to do, call your insurance's grievance

department and ask them exactly what they need from you to re-evaluate

your situation. for physical therapy to be covered for me, after a

denial, i called them up and they told me what they needed to hear

from my PT.

let us know if it helps!

gina

>

> Well - I heard back from the insurance company (Anthem) and they are

> denying surgery saying that it is not medically necessary. The

> bastards ;-)

>

> They say there is no medically documented issues of chewing,

> swallowing or sleeping problems? Apparently the fact that my teeth are

> wearing away and I constantly bite my tongue and cheeks is irrelevant...

>

> Does anyone have any suggestions on how to appeal a denial? Any

> suggestions would be much appreciated.

>

> -Thanks!

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Hello,

I also have Anthem and they also denied my surgery saying the exact

same thing. They said the surgery isn't medically necessary and

that there is no medically documented issues of chewing and/or

swallowing problems. I called my OS office today and they said he

would write a letter of appeal. Keep me up to date and let me know

how your insurance process is going...thanks.

-nate

>

> Well - I heard back from the insurance company (Anthem) and they

are

> denying surgery saying that it is not medically necessary. The

> bastards ;-)

>

> They say there is no medically documented issues of chewing,

> swallowing or sleeping problems? Apparently the fact that my teeth

are

> wearing away and I constantly bite my tongue and cheeks is

irrelevant...

>

> Does anyone have any suggestions on how to appeal a denial? Any

> suggestions would be much appreciated.

>

> -Thanks!

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Hi guys,

I also have Anthem (BCBS), and they denied my surgery for exactly the

same reason. I will be paying out of pocket for my surgery. They

even denied my initial OS visit (for evaluation). I appealed that,

but the appeal was denied. I talked to the insurance lady at my OS's

office, who said that from her experience, it would be very difficut

to cover somebody like us, where all the potential problems are

long-term, and not immediate. I decided not to waste my time on

appeals. Which is not to say that you should do the same. But just

know that it will be a very tough fight.

Good luck.

> >

> > Well - I heard back from the insurance company (Anthem) and they

> are

> > denying surgery saying that it is not medically necessary. The

> > bastards ;-)

> >

> > They say there is no medically documented issues of chewing,

> > swallowing or sleeping problems? Apparently the fact that my teeth

> are

> > wearing away and I constantly bite my tongue and cheeks is

> irrelevant...

> >

> > Does anyone have any suggestions on how to appeal a denial? Any

> > suggestions would be much appreciated.

> >

> > -Thanks!

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Not the best idea to cave after one denial, unless you're wealthy

enough to foot the bills without missing the money. In which case,

congrats to you and your forebears!

yes. it can be a tough fight. But hey -- you're paying (I presume)

for insurance coverage -- and I'd be pushing them to the limit. It's

not as if you're making up some phony illness or injury. I would

wager that, if you truly need this surgery, you have some problems

about grinding, headaches, joints, etc... With my policy, I can ask

for a review by a panel of oral and maxillofacial surgeons. I

suggest that you do likewise. Those are the folks who are most

likely to understand the issues at hand.

C.

> > >

> > > Well - I heard back from the insurance company (Anthem) and

they

> > are

> > > denying surgery saying that it is not medically necessary. The

> > > bastards ;-)

>

>

> > >

> > > They say there is no medically documented issues of chewing,

> > > swallowing or sleeping problems? Apparently the fact that my

teeth

> > are

> > > wearing away and I constantly bite my tongue and cheeks is

> > irrelevant...

> > >

> > > Does anyone have any suggestions on how to appeal a denial? Any

> > > suggestions would be much appreciated.

> > >

> > > -Thanks!

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