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Re: question about ins/payment for surgery

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I was not asked to do this.

Cammie

>

> Hi my niece who is 18 is preparing for this surgery. It is totally

non

> cosmetic. Her teeth and jaw have problems. I am sure you all know way

> more about this than I do. However, my sister is having problems with

> the Dr wanting a large sum of cash upfront. They have very good ins.

Is

> this normal? any info would be appreciated.

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My OS has required payment prior to surgery. At first, I thought this

was very strange. As it turns out, he has done 3 of my friend's

wisdom

teeth removals, and he required prepayment from them also. He

explained that he will still bill the insurance company, and they

will

then send a check to me paying the portion of his fees that are

covered (minus deductibles, coinsurance,etc.). He also notifed me

that

what they will pay, will most likely be less than his fees, so I am

definitely expecting to pay for at least 1/2 the fees. Then there are

also the hospital fees, which are billed seperately.

There are many surgeons who would not require payment prior to the

surgey, and I thought about looking into other surgeons, but I

absolutely trust mine. On top of hearing rave reviews about him, he

seems to be a caring and compassionate person, which is exactly what

I

will need to get through my recovery. Ultimately, my piece of mind

was

worth more to me than dealing with finding a surgeon who would not

require prepayment.

My suregery is on April 27th, so I will keep you updated on how this

whole payment process works out for me.

>

> Hi my niece who is 18 is preparing for this surgery. It is totally

non

> cosmetic. Her teeth and jaw have problems. I am sure you all know

way

> more about this than I do. However, my sister is having problems

with

> the Dr wanting a large sum of cash upfront. They have very good

ins.

Is

> this normal? any info would be appreciated.

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Why the large sum of cash? My mom had a similar situation for another

procedure and come to find out the sum of money was the deductable plus

the 20% she was responsible for surgery costs (her insurance paid 80%)

the dr wanted upfront. Find out exactly what the upfront cost is for

exactly and how it ties in to her insurance.

Jane

>

> Hi my niece who is 18 is preparing for this surgery. It is totally

non

> cosmetic. Her teeth and jaw have problems. I am sure you all know way

> more about this than I do. However, my sister is having problems with

> the Dr wanting a large sum of cash upfront. They have very good ins.

Is

> this normal? any info would be appreciated.

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Guest guest

I too was not asked. Billing has not even come yet a month after

surgery.

Jane

> >

> > Hi my niece who is 18 is preparing for this surgery. It is

totally

> non

> > cosmetic. Her teeth and jaw have problems. I am sure you all know

way

> > more about this than I do. However, my sister is having problems

with

> > the Dr wanting a large sum of cash upfront. They have very good

ins.

> Is

> > this normal? any info would be appreciated.

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Guest guest

I wish you the best! I will post your surgery date on my

calendar and pray for you!!!

****************************************************************---

In orthognathicsurgerysupport , cfarero

<no_reply@y...> wrote:

>

> My OS has required payment prior to surgery. At first, I thought

this

> was very strange. As it turns out, he has done 3 of my friend's

> wisdom

> teeth removals, and he required prepayment from them also. He

> explained that he will still bill the insurance company, and they

> will

> then send a check to me paying the portion of his fees that are

> covered (minus deductibles, coinsurance,etc.). He also notifed me

> that

> what they will pay, will most likely be less than his fees, so I am

> definitely expecting to pay for at least 1/2 the fees. Then there

are

> also the hospital fees, which are billed seperately.

>

> There are many surgeons who would not require payment prior to the

> surgey, and I thought about looking into other surgeons, but I

> absolutely trust mine. On top of hearing rave reviews about him, he

> seems to be a caring and compassionate person, which is exactly what

> I

> will need to get through my recovery. Ultimately, my piece of mind

> was

> worth more to me than dealing with finding a surgeon who would not

> require prepayment.

>

> My suregery is on April 27th, so I will keep you updated on how

this

> whole payment process works out for me.

>

>

>

>

> >

> > Hi my niece who is 18 is preparing for this surgery. It is

totally

> non

> > cosmetic. Her teeth and jaw have problems. I am sure you all know

> way

> > more about this than I do. However, my sister is having problems

> with

> > the Dr wanting a large sum of cash upfront. They have very good

> ins.

> Is

> > this normal? any info would be appreciated.

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