Re: Anyone heard of this Co.?

[Guest guest]

Hi Roxanne, I've never heard of the company but wanted

to tell you to please make sure it's the DS that is

covered. For example, Pacificare (my insurer) says

the same thing about surgery - if it's medically

necessary. Yet I found out that meant the RNY and not

the DS.

I doubt your agent will do it but if you can get

him/her to commit in writing that the DS is covered as

long as it's medically necessary per the NIH

standards, then if the insurer excludes the surgery

you might have an out. The agent is considered an arm

of the Company. If the agent messes up, you can sue

under his/her Errors & Omissions policy. The company

I worked for (until going out on w/comp) handled

Agents E & O coverage and we were stuck on some really

big claims due to agent error/negligence.

good luck,

dee

--- Roxanne wrote:

> Hi all, Is anyone familiar with Central United Life

> Insurance

> Company? They are an insurance company with health &

> life for the

> self-employed. The agent said that my weight is not

> a problem and

> that as long as the surgery is proved medically

> necessary it should

> not be a problem. I am waiting for them to send me

> the hand book to

> see for myself. I would just feel better if I knew

> they approved it

> for someone else.

> Thanks, Roxanne

>

>

>

>

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