Re: Re. PPO vs. HMO - NOTE!

[Guest guest]

HOwever, it depends on the insurance company -- some are great, some

are bad -- like Blue Cross PPO.

Are you saying that Blue Cross PPO is bad? or good...lol...

I have Empire Healthchoice PPO, which I think is part of the Blue

Cross Companies...Does anyone have this insurance, and if so, did

they pay for the BPD/DS????????

Mia

> Re. Hull's statement: " You chances are better with a PPO than

an HMO

> since the network is much bigger and you can go directly to any in-

network

> suregon. "

>

> I would agree with that but only to a point. Rememer that PPO

> authorizations go directly to the insurance company panel, where

HMOs are

> often managed by a medical gruop which makes the decisions.

Usually if the

> medical group is behind you it is my understanding that your

chances are

> better.

>

> Of course this means you have to be within geographical distance

(30 miles

> usually) of the medical group and the doctor a part of the network

in that

> medical group.

>

> I have known people turned down with PPOs simply because it's

easier to

> turn these folks down, since they are mostly on their own.

HOwever, it

> depends on the insurance company -- some are great, some are bad --

like

> Blue Cross PPO.

>

> ===============================

> Hawkins

> netmaker2@y...

>

> ===============================

>

> " Those who can't laugh at themselves leave others to do the job! "