Re: primary care physician

[Guest guest]

Good for you!

I, too, gather that cigna can be more problematic than Kaiser, and it

seems to me that the folks who have had surgery at Kaiser (at least

in the hospitals in California) have been pleased, for the most part,

with their treatment and their surgeons. Apparently at least some

facilities have it all worked out down to a T, even having their

patients go through a class before the surgery, so they can lay

everything out for a group of patients at once.

(I am not sure how I would have felt about that; I liked my

individual time with the surgeon. But I'd have done it if I'd been

told to -- and the folks who have done it that was have said the

class was very helpful and informative.

Since you have two coverages, though, you might want to investigate

whether Cigna will pick up any co-pay or other expenses to you, if

Kaiser is your primary insurer. People have battled Cigna and won, if

I am not mistaken. It just takes a dogged persistence and meticulous

record-keeping, sometimes, to get them to change their minds.

Again, though: READ YOUR POLICIES CAREFULLY!

C.

>

> i don't care for him, that's why i'm going through my pcp so i can

be

> referred to a kaiser surgeon. I have both kaiser and cigna

insurance.

> From what I can tell it's easier to get kaiser to cover the surgery

> than cigna. My brother had his surgery done through kaiser and it

was

> a smooth process.

>