Re: Paranoid about Big Brother Insurance Companies

[Guest guest]

In a message dated 8/29/2001 10:41:17 AM Pacific Daylight Time,

uiegrrl@... writes:

> So, not to be TOO paranoid (from everything I've read, how can one BE

> too paraoid??) -- does anyone know out there if insurance co's could

> use the fact I declined insurance at my new job against me?? At this

> point I have told them I may want to continue contract for now, just

> because of this, but some think I'm being silly because I would not

> get disability, and all theother important benefits. First and

> foremost I need and want this surgery!!

>

>

I don't see how anyone other than your employer would really know or care.

The insurance can't have a fit because you didn't take an insurance that was

offered...its not manatory. You just sign a waiver...

~*~ AJ ~*~

Age 37 5'8''

Post op 7/24/01 Open BPD/DS

self pay - Dr Baltasar -Alcoy Spain

07/24/01 BMI 64 415.1

08/06/01 BMI 59 390.2 -24.9 lbs!

08/16/01 BMI 58 387.0 -27.9 lbs!

08/24/01 BMI 58 386.5 -28.6 lbs!

[Guest guest]

Actually--it would be good to keep the husband's insurance as a

secondary--just in case there is something the your new one--which would be

primary doesn't pay.

I wouldn't drop the first one until a few months down the road anyway--just

to make sure that your new one is everything they say it is. It is hard to

get the old one back then.

Pammi

Paranoid about Big Brother Insurance Companies

Hello,

I have been reading a lot and now have an insurance question.

I have insurance through my husband's work, I am currently

self-employed. I was thinking of going full time at a job but would

decline their insurance, because whenever you get your own insurance,

it becomes your primary and they automatically the ones you have to

use. This particular employer's plan is not WLS-DS friendly plus

even if I could get it, I'd pay a lot more.

So, not to be TOO paranoid (from everything I've read, how can one BE

too paraoid??) -- does anyone know out there if insurance co's could

use the fact I declined insurance at my new job against me?? At this

point I have told them I may want to continue contract for now, just

because of this, but some think I'm being silly because I would not

get disability, and all theother important benefits. First and

foremost I need and want this surgery!!

----------------------------------------------------------------------

[Guest guest]

At 14:58 -0400 8/29/01, lookn2bthin@... sat down at the keyboard and wrote:

>I don't see how anyone other than your employer would really know or care.

>The insurance can't have a fit because you didn't take an insurance that was

>offered...its not manatory. You just sign a waiver...

actually, my DH's company requires a covered spouse to carry any

insurance for which they are eligible. And you must sign a waiver

yearly stating you are/are not eligible and if you are, what

insurance policy it is. Should you decline coverage for which you are

eligible, you cannot claim coverage under DH's company's policy!

--stella