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Re: How to pay for surgery?

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the surgery entails orthodontics (braces) and surgery...

i suspect that most orthodontists will allow you to make payment,

but i doubt that's the case for a surgeon , but you can always ask..

depending on where you live , you may have to pay for the surgery

room and other hospital expenses...

where do you live?

>

> Hey everyone, I was wondering if insurance doesn't cover it (or

some

> of it) how do u pay for it?(I can't get a loan) Not really sure on

> how it works, do u need all the money together before the surgery

or

> can u make payments? Sorry if this is a stupid question, but some

> procedures u need the money upfront. Thanks for any help

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My insurance is covering about half of my surgical expenses, but

because my surgeon is out of network, I have to pay the total to him

up front. I don't have any collateral, so the best rate I could get

was on a credit card, 3.99% APR for the life of the loan. I'm going

to pay with the credit card and the money I have in savings. I will

pay off most of the credit card once my insurance reimbursement

check comes through. I've heard of others doing this, too, some

using 2-3 credit cards if you can't qualify for a high enough limit.

>

> Hey everyone, I was wondering if insurance doesn't cover it (or

some

> of it) how do u pay for it?(I can't get a loan) Not really sure on

> how it works, do u need all the money together before the surgery

or

> can u make payments? Sorry if this is a stupid question, but some

> procedures u need the money upfront. Thanks for any help

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