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Re: Insurance question - CT vs. Hanger

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our insurance paid for cranial technologies and paid at the in network price, hanger is done here at a local orthotics place so considered in network but it isnt a " cranial band " place only CT is specifically for cranial band so we went with it being the only option there are no " in network " options. but at the time the company dh worked for was self insured so we were able to go through the administration company instead of the insurance

On Mon, Feb 16, 2009 at 2:35 PM, tls1855 <tls1855@...> wrote:

Has anyone ever been able to get an insurance company to reimburse treatment costs for an out-of-network company, when the insurance company offered an in-network treatment option? We elected to use an out-of-network provider (CT) because we felt more comfortable with them

than the in-network provider (Hanger). Our Pediatrician pretty much insisted that we go with CT, when she diagnosed our son with Plagio. She also insisted that we hurry up to start the treatment before our son's cranial plates begin to fuse (he

was at 4 months old at the time that we were presented with this dilema of CT vs. Hanger). In the short amount of time that we had to complete our research, it became apparent to us that CT had more experience and

also had easily obtainable quantitative data to support the success of their treatment plan. No so much with Hanger. We ended up going with CT, and have been extremely pleased with the results (his helmet came

off in 8 weeks, and all measurements are within 1 standard deviation - YEA!!!). So, has anyone had any success in getting reimbursement when they chose an out-of-network option instead of the in-network provider?

Thanks, Tom

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