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Wait for Insurance or go ahead w/ treatment?

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My husband and I have decided to go ahead w/ the DOC band for our 4.5 mo

daughter (moderate brachy, w/ plagio, and mild tort.) However, our insurance

(BSCS NC) currently does not recognize CT as being in network; therefore, they

will not provide any coverage. I was told by BSBC NC that the insurance

coordinator at CT can apply for a request for in-network services. This process

can take up to 2-3 weeks (assuming all of the paperwork is filed correctly). Do

you think that we should wait for the approval/denial or go ahead w/ treatment?

We will do the band no matter what the insurance decides. And we were told that

they cannot say whether or not going ahead w/ services will affect our request

for in-network coverage.

Anyone have experience w/ this situation (request for in-network services)?

Thank you all for all of your wonderful support!

Amy

Adelyn--4.5 mo

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