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hernia repair, breast reduction

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I have a hernia that is going to need to be repaired sometime in the

future, and at the same time i want to have a breast reduction.

At the moment I have Cigna PPO, and I don't know how hard it will be

getting them to approve.

However, my company's open enrollment time is coming up, and I am

wondering about transferring to Cigna HMO. This would increase my

paycheck, and when I have surgery, reduce my out of pocket expenses.

Has anyone out there (especially in CA) been approved for a hernia

repair and or a breast reduction surgery with Cigna HMO?

Thanks

Ellen

DS 2/14/01 310

Dr. Anthone

9/24/01 224

- 86 lbs.

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