Re: Re: I need encouragement

[Guest guest]

In a message dated 8/5/2003 10:44:45 AM Eastern Standard Time,

vickiang@... writes:

> to a less expensive insurance because it will become a pre-

> existing condition with a new insurer

There is no such thing as preexisting. Congress passed a law saying if you

had continuous coverage, they have to cover everything

[Guest guest]

>

> There is no such thing as preexisting. Congress passed a law saying if

you had continuous coverage, they have to cover everything

*** its a 63 day lapse in policies, cobra, doesn't matter then

'pre-existing' kicks in. even if you have no insurance for 30 or 60 or 62

days, if a new policy begins on or before day 63 there is no such thing as

pre-existing.

just been there, done that. survived 30days on edge with no insurance

because the damn cobra had to be paid for 90days in full prior with a cost

of several thousand - just couldn't do it. knowing we only needed it for

30days they wouldn't allow me to pay for 30 either - had to pay for 90 and

be reimbursed..... ya right!

sue