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Re: COBRA and DS WLS

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Hmm... this situation is a bit difficult. If you were still in

California you could switch to an indivddual policy with the same

company that your COBRA coverage is with without worry about having

to pass medical exams. Since your moving states, you may be out of

luck there. So joining a new group plan seems like the best option.

Unfortunately, BC is famous for problems, though they will cover the

RNY with some policies. We are fighting this issue. Visit:

http://groups.yahoo.com/group/DS-Insurance_Authorization_Problems

Hull

> Question:

> Has anyone ever gotten COBRA in California and then moved to

another

> state?

>

> I will be getting COBRA and then moving to another state, but the

> current insurance I have isn't really offered in the new state

> (Pacific Care). CALPERS says that I can switch to a local insurance

> if offered by my job, that only allows me to choose from PERSCARE

or

> PERSCHOICE, both PPOs otherwise known as blue cross. Blue cross has

> stopped paying for WLS I'm trying to keep from being classified as

> having a pre-existing condition in case of complications. Even

though

> people say that they can't discriminate, I've been denied for an

> individual policy in the past even though I currently have

insurance

> does anyone know why?

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